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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 671 reviews, last reviewed 18th Apr 2026
6700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
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17%
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6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Good account with good services. Good account with good services. Easy and fast refund for completing the requirements for the fee refund. Good bonuses as well. Good UI for the app. Reviewed on: 18th April 2026
Joshua's avatar
Joshua

Latest lowest rating:

2

I have been a customer for 20 years or more. I have been a customer for 20 years or more. The branch service has got notably worse in the last couple of years - long queues with few counter staf... Read more Reviewed on: 16th April 2026
Alan from Halifax's avatar
Alan from Halifax

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (671)

Review of the Lloyds Bank, Club Lloyds Current Account:

Worth it

4
The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

Brilliant

5
4% interest plus a free magazine. They are very friendly & efficient in the Tutbury branch I use. Service with a smile - brilliant. Reviewed on: 20th November 2015

Perfect. Everything plus more that you need in a current account

5
The customer service in every Lloyd bank I have been in is superb. Everything you need, with someone always at hand who is understanding. Reviewed on: 10th November 2015

Brilliant

5
Their app is amazing. It has completely changed the way I bank. I couldn't recommend it enough! Reviewed on: 9th November 2015

As efficient as a bank bank can be with great staff and brilliant service.

5
Since I first joined Lloyds several years ago they have always made sure that banking has been easy for me. On the phone for longer than 20 minutes they gave me a refund in to my bank. They're very active about fraud monitoring. Reviewed on: 9th November 2015

one imperfection

4
great for interest on credit balance and have not had any problems with day to day banking. However, wish they had a secure messaging system like other banks, as if you want to contact them you have to visit or phone Reviewed on: 31st August 2015

great account

5
No problems at all with this account, and I get 4% interest each month and also a magazine Reviewed on: 31st August 2015

good interest rate

5
easy to operate this account both online and in branch. Pays 4% interest and I also get a free magazine each month Reviewed on: 31st August 2015

easy to use

5
easy to use online and in branch. They also pay a good rate of interest Reviewed on: 29th August 2015

GREAT INTEREST RATE

5
use this as my main account and get 4% interest. Also get Vue cinema tickets as well as an additional reward Reviewed on: 27th August 2015

One of the best interest paying accounts on the market.

5
If you are looking for an account to get a decent interest rate on,the Club Lloyds account is a good choice paying a rate of 4% on balances of £4-5k,certainly beating any of the regular savings accounts on the market despite itself being a current account.This account is also unique in offering annual lifestyle benefits i.e. cinema tickets/magazine subscription which is a first from a bank account for me, but great combined with the the high interest rate. Reviewed on: 26th August 2015

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