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Lloyds Bank: Everyday credit cards reviews

Name: Everyday credit cards
Rating: 3.93 (60 reviews)

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3.93

Based on 60 reviews, last reviewed 12th Jun 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

60%

12%

15%

Latest highest rating:

5

Application for a Balance Transfer Application for a Balance Transfer Reviewed on: 12th June 2025

Latest lowest rating:

2

What's the point? I applied for a credit card to pay HMRC. After I was approved I was told I had to wait till I received an offer before I could transfer the money into... Read more Reviewed on: 10th February 2025

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About this product

Lloyds Bank Everyday credit cards are designed for day-to-day spending.

You can add up to three additional cardholders, and use the card freeze option in the app to control when and where your card can be used. In the app you can also view your card details or get a PIN reminder when you need one.

Lloyds Bank Everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

Lloyds Bank Everyday credit cards reviews (60)

Review of the Lloyds Bank, Everyday credit cards:

Avoid at all costs. Will waste your time.

I went through the online application for a bank account. I was asked to visit a local branch to verify my ID and residence address. It said that for the former a driver's license would suffice, whereas for the latter a tenancy agreement from a letting agency would work. After waiting for a considerable time, I've been told that noone at the branch recognizes my lettings agency. My letting agency is not even a mile away. I was adviced to go to another branch or to make a doctor's appointment, where a doctor could confirm my address (using my tenancy agreement as proof of address himself..). I tried various times to contact another branch about 20min by bike away, but noone picked up the phone. When I arrived there they told me that my tenancy agreement was fine, but they wouldn't accept my driver's license as ID, because it doesn't have an expiry date on it. Also, on my tenancy agreement the district was mentioned. On the online application that field was optional, so I left it out. Because of this, I had to redo the whole online application. Now I am back at the branch and even though it says nowhere that an appointment is necessary, they ask me to wait for 45mins until someone with the authority becomes available. tl:dr: Although it should be just a formality to open a bank account after the online application, the Lloyd's Bank knows how to waste your whole day, making up problems and regulations that where previously never mentioned. Reviewed on: 26th October 2018

Good service

Very good service and excellent customer Reviewed on: 17th March 2021

Recommend

Easy to use. Payment quickly. Balance transfer is quick aswell Reviewed on: 17th February 2021

Good bank

Good customer service and good products Reviewed on: 10th May 2020

Excellent

Very easy & Friendly services. Excellent Reviewed on: 6th February 2020

FAB

EXCELLENT SERVICE NOTHING TO MUCH TROUBLE Reviewed on: 5th February 2020

Very good

I have had this credit card for a number of years and find it ideal for making online purchases. The Lloyds app is easy to use and I can easily check what my balance is and when a payment is due. I would recommend this product. Reviewed on: 20th November 2019

Lloyds Bank app

Lloyds Bank/mobile banking is really easy to use, even if your phone has been rooted the app works. Other banking apps do not work on rooted phones. Reviewed on: 30th May 2019

Great Balance transfer rate and term

Transferred a Balance to Lloyds Credit card, with no fee and 0% over a decent period. Application was easy and received confirmation quickly. Gave a scor of 2 stars, on recommendation, because I NEVER recommend Credit Cards to anyone. Reviewed on: 20th April 2019

Good interest rates

I have been banking with Lloyd's for over 20 years, very happy with service and Advance Credit card Reviewed on: 20th April 2019

very good

very good 5+ very good 5+ very good 5+ Reviewed on: 8th January 2019

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