Write a review

Go to business site

Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 4.02 (776 reviews)

View other Lloyds Bank products

4.02

Based on 776 reviews, last reviewed 24th Jan 2026

400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

57%

20%

10%

Latest highest rating:

5

Would recommend Lloyds bank First of all i would like to ask if anyone ever wins the prize as i have filled out a few of these and never got a response of who has won? I would g... Read more Reviewed on: 24th January 2026

Latest lowest rating:

1

They constantly allow payments which take me overdra... They constantly allow payments which take me overdrawn and when I questioned why get told to ring up even though it says that i cannot talk on the pho... Read more Reviewed on: 23rd January 2026

Read all reviews See your review

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Classic Account reviews (776)

Review of the Lloyds Bank, Classic Account:

Always available and up to date.

Always available and up to date. Clear and easy to use application with lots of good features Reviewed on: 22nd March 2025

Love my bank!

I have been with Lloyds since I left school.. I have tried other banks but always had this as my main account! Have had no problems with them! Reviewed on: 10th February 2019

always trust worthy

ive been with them 32 years and never had a problem Reviewed on: 9th February 2019

Good for a current account

Banked with them for 30yrs with my current account. Never really had any problems. However wouldn't recommend them as a savings account due to the low interest better using a building society Reviewed on: 9th February 2019

Great service

Provide a great service with no problems - just what I want from a bank! Reviewed on: 7th February 2019

Great support with financial difficulties

Gentleman on the phone was incredibly helpful, suggesting lowering fees etc to help me in a time of difficulty. They made an error regarding increasing my loan and they sent me £100 to make up for the difficulties i had whilst waiting for the funds. Very helpful. Reviewed on: 4th February 2019

Good bank

More than 3 years of a good experience Reviewed on: 30th January 2019

Poor

Closed my account with no notice. Simplistic, un-advanced mobile and internet banking. Poor in branch service. Reviewed on: 26th January 2019

Great app - makes this a super account

Ok, so they had a software glitch, every bank seems to. But the app here is the stunning feature, linking my ISA and Savings accounts, making transfers abd swift payments a breeze. Branch netwirk is stiill one of the most extensive and a daily charge for overdraft is clear and means I only pay when I really need it. A well-considered and thoughtful product: I am very content with it. Reviewed on: 26th January 2019

Easy & great

Just what I need, no issues at all! Reviewed on: 20th January 2019

Overall no complaints

Overall no complaints. The staff are very friendly and make the effort to know their customers by name. Our branch remains open but with reduced opening hours. These are manageable but hopefully their will be no further cutbacks. Reviewed on: 13th January 2019

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Cash account
from TSB 3.76 from 94 reviews
Graduate Current Account
from RBS 3.74 from 11 reviews
Essential Current Account
from Virgin Money 3.06 from 142 reviews

Want to see more from Lloyds Bank?

Cashback credit card
from Lloyds Bank 4.78 from 9 reviews
Travel Money
from Lloyds Bank 4.63 from 3 reviews
Student Mastercard Credit Card
from Lloyds Bank 4.61 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub