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Loqbox: Credit score builder reviews

Name: Credit score builder
Rating: 4.53 (529 reviews)

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4.68

Based on 529 reviews, last reviewed 15th Jun 2025

40400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

83%

10%

Latest highest rating:

5

Warrior ! Fantastic experience. What an absolute beautiful time I’m having. I’m so happy I feel like dancing Reviewed on: 15th June 2025

Latest lowest rating:

1

Avoid avoid Saw an add for this signed up realised it wasn’t for me emailed them to cancel which was done not long later £14 was taken out my account!! Emailed ap... Read more Reviewed on: 6th May 2025

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About this product

Loqbox helps you build your credit score while saving money.

With Loqbox, you save a fixed amount monthly, treated as repayments on a 0% APR loan, with payments reported to credit agencies. Loqbox offer two membership tiers: Full Membership with a weekly fee, and Lite Membership, which can be free depending on how savings are withdrawn.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit score builder reviews (529)

Review of the Loqbox, Credit score builder:

Loqbox Worked for Me!

I’ve been using Loqbox for the past 8 months and I’m genuinely pleased with the results. I signed up to help build my credit score while setting aside some monthly savings, and it’s done exactly that. My credit score has improved steadily over this period, and I now have a clearer credit history across all three credit reference agencies. The setup was straightforward – I chose how much to save each month, and Loqbox treated that like a 0% loan, reporting my monthly repayments as if I were paying off credit. At the end, I was able to unlock all my savings in full. What I liked most: No interest or hidden charges if you choose the free option It reports to all three credit agencies (Experian, Equifax, and TransUnion) Easy to use and manage from the app or website A good way to create a habit of saving consistently One minor downside is that you either need to open an account with one of their partner banks to withdraw your savings for free or pay a small fee to transfer it to your own bank – I chose the free route and it worked fine. Overall, I’d definitely recommend Loqbox to anyone who wants to build their credit responsibly and doesn’t want to take out high-risk credit products. It’s especially useful for people with little or no credit history. Reviewed on: 7th June 2025

Warrior !

Fantastic experience. What an absolute beautiful time I’m having. I’m so happy I feel like dancing Reviewed on: 15th June 2025

It so easy to understand and easy to read each quest...

It so easy to understand and easy to read each question and page and it help me big time I would tell everyone bout your apps Reviewed on: 15th June 2025

Credit score builder helped me gain access to more c...

Credit score builder helped me gain access to more credit card providers Reviewed on: 15th June 2025

needed to buy a house.

needed to buy a house. credit score was bad due to continuously moving house. grew continuously when set up with loqbox. Does what is says on the tin! Reviewed on: 15th June 2025

Easy to use and build credit - also super flexible...

Easy to use and build credit - also super flexible Reviewed on: 15th June 2025

It’s an easy process and simple way to improve your...

It’s an easy process and simple way to improve your credit score Reviewed on: 15th June 2025

Easy to use and very professional service

Easy to use and very professional service Reviewed on: 15th June 2025

Good start to save to build credit score

Good start to save to build credit scores ft 4ß Reviewed on: 15th June 2025

Good experience

Good experience . Helped build my credit score Reviewed on: 15th June 2025

I had a low credit rating before using loqbox now it...

I had a low credit rating before using loqbox now it has improved Reviewed on: 15th June 2025

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