Smart Money People Logo

Manchester Credit Union: Loans reviews

4.94
Based on 2,108 reviews, last reviewed 15th Dec 2025
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always available when I need them great service Always available when I need them great service Reviewed on: 15th December 2025
Denise ryan's avatar
Denise ryan

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2108)

Review of the Manchester Credit Union, Loans:

Easy

5
The services are easy to understand, and to use. Reviewed on: 20th July 2022

Always available when I need them great service

5
Always available when I need them great service Reviewed on: 15th December 2025

Absolutely brilliant,l

5
Absolutely brilliant Manchester credit union have helped me out so much Reviewed on: 15th December 2025

Seamless experience, and a great rate

5
Seamless experience, and a great rate that helped me consolidate my debt and free up some money monthly for me. Reviewed on: 11th December 2025

MCU...Help when and where it's needed.

5
From beginning to the end of the process, Manchester Credit Union have been fantastic. They have helped to reactivate my account, took me through the loan application with ease and answered any questions that I had. They are very helpful, supportive and efficient. Thank you MCU for making this experience a valuable and easy one. Reviewed on: 10th December 2025

Always good with communication and very pleased with...

5
Always good with communication and very pleased with all discussion Reviewed on: 10th December 2025

Excellent service.

5
Excellent service. Very easy too apply and would definitely recommend Manchester Credit Union. And super fast service. If your looking to apply for a loan. Then definitely apply at Manchester Credit Union Reviewed on: 9th December 2025

Good experience would recommend

5
Good experience , would recommend Reviewed on: 8th December 2025

Great thank you

5
Great thank you very helpful. Really useful for loans without the worry Reviewed on: 8th December 2025

Happy to help

5
If I've needed any information when I'm stuck on what to do always someone happy to help Reviewed on: 5th December 2025

Really great company so glad my friend recommended me

5
Really great company so glad my friend recommended me Reviewed on: 3rd December 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products