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Mettle by NatWest: Business banking reviews

4.93
Based on 4,582 reviews, last reviewed 8th May 2026
439% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
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Latest highest rating:

5

Always a spot on banking service Always a spot on banking service Reviewed on: 5th May 2026
SIMON H's avatar
SIMON H

Latest lowest rating:

1

Mettle has been a good business bank for me to... Mettle has been a good business bank for me to use Reviewed on: 8th May 2026
Gavin 's avatar
Gavin

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

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Mettle by NatWest Business banking reviews (4582)

Good customer service and easy to use mettle app

5
Good customer service and easy to use mettle app Reviewed on: 18th March 2025

A Great Account For Sole Traders/Self Employed

5
I'm self-employed and it became necessary to make my tax returns digital. After much research, I found that Mettle offered free software which was interesting the only reason to choose this bank. After using the account for a few years I must say that I've been completely satisfied with the whole experience. On the rare occasion that I've needed to contact customer service my query was answered quickly and efficiently. My account synchronises beautifully with the free software and the whole experience saves me many hours of paperwork each year! Reviewed on: 18th March 2025

I am happy to use Mettle account.

5
I am happy to use Mettle as a business account. It was really easy and simple to open account with few questions and requirements comparatively other banks. The only thing which was ineffective is we can’t send or receive international payments on this account. I would recommend to start working on this as well. Reviewed on: 18th March 2025

Best banking app available

5
So easy to use, everything is visible and can instantly see transactions as completed. the ability to keep separate pots and get interest on savings pot is brilliant. best banking app we have even better than the parent bank. Reviewed on: 18th March 2025

It work for us .....

5
So far with our Mettal account, the whole package seems to work for our business. Reviewed on: 18th March 2025

Excellent website and app and customer service!

5
Love it. Online design excellent and user friendly. One small draw back - and I might have to leave is that you can’t do international payments Reviewed on: 18th March 2025

Easy to use.

5
Easy to use. Tonnes of functionality. Perfect for my needs! Reviewed on: 18th March 2025

Great bank to start your business with!!

5
Everytime we have spoke to customer services they have been great! They respond very quick and have always been super helpful! Would highly recommend to anyone! Using the app is so straight forward and doing accounting side of things has been super easy too.. for anyone starting off this has been the best tool available! The catagorising, individual pots to put aside money for tax purposes, the helpful tips and articles has made my life super easy so thank you very much!! Amazing features with no fees involved!!! Reviewed on: 18th March 2025

Fast and easy to set up, but some major drawbacks exist

4
Fast and easy to set up. Backed by NatWest is a plus vs. other competitors which do not have the FSCS guarantee. Inbuilt account is probably helpful for many (sole traders), less so for me as a Ltd. Good value for money. App is intuitive and easy to use. Major negatives: 1) No IBAN (forces me to use another bank account for international clients) 2) 10k limit per transfer is irritating. There should be a way to adjust this. 3) Interest on savings pot is so low its almost an insult Reviewed on: 18th March 2025

Easy to use, and always someone happy to help you if...

5
Easy to use, and always someone happy to help you if needed. Did recommend to some friends who also said that this is the best so far. Reviewed on: 18th March 2025

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