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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1391 reviews)

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4.85

Based on 1,391 reviews, last reviewed 6th Feb 2026

500% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Makes business banking easy! Makes business banking easy! I love the tax pots and great round the clock customer service. Couldn't fault it! Reviewed on: 6th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1391)

Review of the Monzo, Business Account:

Monzo is great for small businesses

Using monzo for a few years now and had no issues at all, helps with everything I need Reviewed on: 1st March 2023

Setting up my business account was so easy.

Setting up my business account was so easy. Anytime that I’ve needed assistance I use their chat services and get a resolution quickly. It makes running my business easier as I know everything is running smoothly with the finances. Reviewed on: 11th March 2025

Forward thinking, modern business banking.

Forward thinking, modern business banking. Love it has a tax saving pot which automatically takes a % off your income. Reviewed on: 11th March 2025

Monzo is the best bank I’ve ever used.

Monzo is the best bank I’ve ever used. Easy, layout is great and their customer service actually want to help. Reviewed on: 11th March 2025

Love it, help is always top tier

Love it, help is always top tier and the app is perfect Reviewed on: 11th March 2025

Wages and Pots

I use Monzo with my wages each month, it’s great to get them a day earlier than most, and the ability to create pots to separate my bills is super useful to manage what I’m spending my money on Reviewed on: 10th March 2025

Simple and safe.

Simple and safe. Monzo is without a shadow of a doubt the best e-bank out there. It has an easy to use interface, all the features you need and absolutely world-class customer support. I particularly like the effortless integration with Wise which makes it easy for me to transfer money between my English and Portuguese bank accounts. Other features I love are the ability to split bills with friends. Reviewed on: 10th March 2025

Love Monzo banking

Was referred from my partner to have this bank account, love the daily interest! Being able to put money aside in pots, not every bank has that and I enjoy that very much! Reviewed on: 9th March 2025

The best friend I’ve ever had!

Just user friendly, everything I need and want is in the app, never ever had one problem unlike other banks. Monzo are simply perfect. Reviewed on: 8th March 2025

Monzo is a one stop shop.

Monzo is a one stop shop. The app is amazing. You rarely need human help.they simplify things and think ahead of other banks. Reviewed on: 8th March 2025

Amazing company, help solve any questions or problems

Amazing company, help solve any questions or problems Reviewed on: 6th March 2025

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