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Monzo: Business Account reviews

4.87
Based on 1,490 reviews, last reviewed 23rd Feb 2026
10200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Slick modern banking experience Incredibly straightforward setting up a business account and the app and interface is well designed and very user friendly. Excellent customer service... Read more Reviewed on: 23rd February 2026
Gordon 's avatar
Gordon

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1490)

Review of the Monzo, Business Account:

Easy of use and easy to apply

5
It is very easy to use and manage the account. Savings pots are very useful. I am using it from more than a year and I haven't face any issue during this time. Reviewed on: 3rd March 2025

Account opened super efficiently.

5
Account opened super efficiently. Everything is super fast. Online banking spot on for end user. Amazing integrations with other apps etc. just what modern day banking should look like. 5 stars! Reviewed on: 23rd February 2026

Easy to use app and responsive customer service.

5
Easy to use app and responsive customer service. Reviewed on: 23rd February 2026

Monzo makes banking so easy and the payment link mak...

5
Monzo makes banking so easy and the payment link makes getting payment so much faster.. Reviewed on: 23rd February 2026

Love the app it really keeps you informed

5
Love the app it really keeps you informed Reviewed on: 23rd February 2026

Monzo bank is good for business.

5
Monzo bank is good for business. There are protection and disputes is excellent Reviewed on: 23rd February 2026

Had 3 accounts with Monzo now, never any issues alwa...

5
Had 3 accounts with Monzo now, never any issues always easy to sort issues. Wouldn’t use anybody else. Reviewed on: 23rd February 2026

Could be so much better

4
Generally good. Customer service is not good. UX is often counter intuitive Reviewed on: 23rd February 2026

Very helpful customer service great bank to deal wit...

5
Very helpful customer service great bank to deal with love them Reviewed on: 23rd February 2026

Straightforward to use but customer back-uo if needed.

5
I have had only positive experiences of Monzo since opening a business account a couple of years ago. Reviewed on: 23rd February 2026

Best business account on the market

5
Best business account on the market Reviewed on: 23rd February 2026

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