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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1386 reviews)

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4.87

Based on 1,385 reviews, last reviewed 6th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

The bank fails to provide straightforward, automatic... The bank fails to provide straightforward, automatic bank statements, making necessary accounting and professional documentation a "painful process" a... Read more Reviewed on: 6th November 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1385)

Review of the Monzo, Business Account:

Wouldn't set up my business anywhere else

Never had an easier to use business current account, and only takes a few minutes to set up. Reviewed on: 24th January 2022

Transfers are very slow specially if international.

Transfers are very slow specially if international. Reviewed on: 18th April 2025

I don't understand the point of it?

I don't understand the point of it? They do everything the others do. But they don't work with complex structures. There are no multicurrencies. Reviewed on: 17th April 2025

Absolutely fantastic service and value, excellent pr...

Absolutely fantastic service and value, excellent product for small business banking, that has all the services required as my business grows. Also great for personal banking. Everything just works as it should, very informative about spending habits and great for planning ahead with pots. Reviewed on: 17th April 2025

Amazing service, very easy and simple to use

Amazing service, very easy and simple to use Reviewed on: 16th April 2025

was hype at first ngl but now i’m stuck w a business...

was hype at first ngl but now i’m stuck w a business acc that acts like a beta app. not serious at all. Reviewed on: 15th April 2025

Decent product but needs improvement in support.

Decent product but needs improvement in support. The support team took weeks to solve a fraud issue I raised Reviewed on: 15th April 2025

Interesting info about children’s cards

Interesting info about children’s cards Reviewed on: 15th April 2025

All good excellent easy to use

All good excellent easy to use quick transfers of money and good perks Reviewed on: 14th April 2025

Super user friendly and the pots help management of...

Super user friendly and the pots help management of money so easily. Since using Monzo pots I’ve always had the money for bills. I especially like the 20% automatic movement of money. Reviewed on: 14th April 2025

Great for organising and separating profit and taxes.

Great for organising and separating profit and taxes. Makes life so much easier Reviewed on: 13th April 2025

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