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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1458 reviews)

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4.87

Based on 1,458 reviews, last reviewed 18th Feb 2026

7100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

So helpful great start for the new business account So helpful great start for the new business account Reviewed on: 18th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1458)

Review of the Monzo, Business Account:

Easy of use and easy to apply

It is very easy to use and manage the account. Savings pots are very useful. I am using it from more than a year and I haven't face any issue during this time. Reviewed on: 3rd March 2025

The app has been so thoughtfully developed to enable...

The app has been so thoughtfully developed to enable business banking to be easy, practical and time saving. Can’t recommend Monzo highly enough for business was banking. Love the pot concepts, so we can be tax ready, clear demarcate our savings and who can’t love the sound it makes when money plops into your account!! Reviewed on: 10th February 2026

Easy to use with common sense features

Easy to use with common sense features Reviewed on: 10th February 2026

Best bank ever!

Best bank ever! Versatile and excellent customer service! Reviewed on: 10th February 2026

Easy to use, helpful apps that are easy to work with...

Easy to use, helpful apps that are easy to work with and great customer service when there is a question Reviewed on: 10th February 2026

It simply makes sense!

It just feels like they have listened to every high st bank customer suggestions and ideas and literally made it all happen when the high st banks ignored it fof years. Everything just makes sense with Monzo, everything is seemless… like if you know you’re getting a BACS payment in a couple of days, you can easily schedulle your outgoing payments on that day and be sure that the money coming in will drop in at least an hour before your schedulled payments execute insuring that there will be enough money to cover it. So simple but so smart! 10/10 bank!!! Reviewed on: 10th February 2026

Monzo business - best in the business!!

First business account I have had and Monzo have made it so easy for me to set up. Ongoing support and easy to use app has made running my business so much easier. Reviewed on: 10th February 2026

Excellent product

Everything about their product is first class Reviewed on: 10th February 2026

From getting setup to using the account daily it has...

From getting setup to using the account daily it has been very slick and meaningfully better than previous business banking. It encouraged me to move a second business over to Monzo Reviewed on: 10th February 2026

Monzo supports me in clear, actionable ways.

I'm a numbers and finance dunce; I find talking about and asking for money very overwhelming - hard when you own your own business. Monzo markets to me and supports me in clear, actionable ways. Reviewed on: 10th February 2026

Comparable to others Monzo cx is slick and frictionl...

Comparable to others Monzo cx is slick and frictionless, providing the very essential functionality but also making interactions easy anf delightful. I wish monzo could add savings and investments for the business accounts, and advance in invoices recognition Reviewed on: 10th February 2026

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