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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1728 reviews)

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4.91

Based on 1,728 reviews, last reviewed 7th Mar 2026

33600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Big help for new businesses ,easy to use quick acces... Big help for new businesses ,easy to use quick access and easy to open account Reviewed on: 7th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1728)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

First time business owner

As a first time business owner I found it very easy to start banking Reviewed on: 1st February 2024

Excellent Customer Servuce is back in banking

From start to finish opening a MONZO Business was an easy ride. MONZO helped me at every turn and even reminded me of the good old days last century when banks gave quality customer service to all customers. Reviewed on: 1st February 2024

Very easy to use for everyone .

Very easy to use for everyone . Opened account with no issues Reviewed on: 1st February 2024

Very easy to set up and use.

Very easy to set up and use. Like the fact I can easily transfer between accounts. Reviewed on: 1st February 2024

Great service, 10/10.

Great service, 10/10. Highly recommended Reviewed on: 1st February 2024

Simple, elegant, just perfect

Simple, elegant, just perfect. I used to work in private banking for a high street bank. I’m glad I don’t anymore as we couldn’t compete with what they are offering. It’s made business banking so much easier and very cost effective. Reviewed on: 1st February 2024

The speed at which transactions are confirmed

The speed at which transactions are confirmed is so useful and it makes reconciling so much easier. Ability to move money between interest bearing pots is very helpful too. The new flex Credit Card is now our go to payment method. Reviewed on: 1st February 2024

Modern banking world

I was with Barclays for a long time and turns out too long of a time, Monzo are saving the banking world for all young people. The modern way they have set it up for everyone is great. The customer service is so great that you don’t need a branch to go to Reviewed on: 1st February 2024

Easy to use Clear and very easy to open an...

Easy to use Clear and very easy to open an account Reviewed on: 1st February 2024

Great bank!

Great bank!! Highly recommend for business or personal !! Reviewed on: 1st February 2024

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