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Monzo: Business Account reviews

4.85
Based on 1,388 reviews, last reviewed 13th Jan 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

So easy to use, never any issues and just does what... So easy to use, never any issues and just does what I need from it Reviewed on: 13th January 2026
B. Studio's avatar
B. Studio

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1388)

Review of the Monzo, Business Account:

Trustworthy and true

5
I’d recommend Monzo to anyone looking for a reliable trustworthy banking experience There’s options for more features for a small fee, but standard is enough anyway! Monzo are keeping up with the times, they even have a twitter account for their bus! Reviewed on: 24th January 2022

Monzo really helped me out

5
Monzo really helped me out in a tight spot and I am forever grateful for their help, understanding and support Reviewed on: 18th March 2025

I have been using Monzo for the last few years

5
I have been using Monzo for the last few years , I move my money into Monzo to save and it’s helped me save towards a house deposit. I’m nearly there and it’s been easy to track thanks to Monzo. They provide A very clear overview of your money! Reviewed on: 18th March 2025

Ive been using Monzo for 5 years now

5
Ive been using Monzo for 5 years now, i switched from another bank that I had for a year and Monzo is so much better for personal experinece, support, saving and everything else you would want from a bank. Monzo has helped me save up to buy my first property this year which is why I love Monzo! I’m currently a member of the Monzo ‘MAX’ service which makes the experience even better than it already was! Reviewed on: 18th March 2025

New Business Account - 10/10!

5
I have recently set up a business and have set up a Monzo Business Account. It was really easy to set up, and I have no faults with the service. It has been great that I have been able to set up a tax pot so when I get paid it instantly accounts for the tax I will be paying on it. 10/10 Monzo! Reviewed on: 18th March 2025

Smoothest banking app experience

5
I had recently moved my business account from HSBC where I was being charged every month but no services were offered, Monzo have very customer friendly app interface and they make everything very smooth. Reviewed on: 18th March 2025

The beauty of monzo is how easy and intuitive the ap...

5
The beauty of monzo is how easy and intuitive the app is. Want to set up a payment, the button is there. Want to classify what the payment is, here are all the options. Everything is so quick and easy to do, and that's really what you want in a banking app. Reviewed on: 18th March 2025

Had this account for 3 years now and its amazing.

5
Had this account for 3 years now and its amazing. Why go anywhere else? Best app interface in the industry! Reviewed on: 18th March 2025

So simple to use and love that I can categorise my s...

5
So simple to use and love that I can categorise my spending Reviewed on: 13th March 2025

2 year Monzo Business user thus far

5
I've used Monzo business for 2 years now. Everything is laid out simply, I can organise my finances just as easy as their personal account. Their tax pot feature just makes alot of sense making the automatic deduction. Reviewed on: 12th March 2025

Great bank to use, I have personal and business acco...

5
Great bank to use, I have personal and business accounts with Monzo and there are great benefits in addition to getting great interest rates such as, phone and car insurance cover. Holiday cover etc. I would highly recommend to anybody Reviewed on: 12th March 2025

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