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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best bank ever use

Best bank ever use best option I have with mine bank Reviewed on: 21st March 2025

Monzo is spot on it’s simple.

Monzo is spot on. Simple, easy and great to use. The app is perfect Reviewed on: 9th February 2026

Monzo is the best bank all around, easy to manage an...

Monzo is the best bank all around, easy to manage and helps me teach my little ones about spending and real world practice Reviewed on: 9th February 2026

My daughter loves the easynes of being able to spend...

My daughter loves the easynes of being able to spend her money Reviewed on: 9th February 2026

Really impressed with the offer, excellent value and...

Really impressed with the offer, excellent value and usability. Reviewed on: 9th February 2026

Great for kids and they can use their cards abroad,...

Great for kids and they can use their cards abroad, which is great Reviewed on: 9th February 2026

Best app and easy to understand download and check w...

Best app and easy to understand download and check whatever you need. Never had a problem like they block the card ( like so many other banks ) Reviewed on: 9th February 2026

Great, user-friendly app for all ages.

Great, user-friendly app for all ages. Kids love having their own cards and being able to see their savings add up! Reviewed on: 9th February 2026

Fantastic

Excellent account that allows me flexibility to help my child understand money. The account has much more potential as I'm sure Monzo will continue to expand on. Reviewed on: 9th February 2026

Great, easy to use

Great, user friendly, and brilliant features on the app. Reviewed on: 9th February 2026

I switched to monzo and then set up an account for m...

I switched to monzo and then set up an account for my children too. They love being able to create their own pots and work out where their money goes. It’s a great sense of achievement for them when they’re able to save their own pocket money into their own sections and use them as and when. Reviewed on: 9th February 2026

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