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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Simple, easy, quick responses, great products, lots...

Simple, easy, quick responses, great products, lots of money saving ans cashback options Reviewed on: 11th February 2025

My 6 year old loves his bank account

My 6 year old loves his bank account, he even has pots to keep his savings separate from his spending. Reviewed on: 11th February 2025

Great way to teach my daughter the value of money I...

Great way to teach my daughter the value of money I can track all her spending it’s great Reviewed on: 11th February 2025

No issues at all with the worlds greatest bank

No issues at all with the worlds greatest bank Reviewed on: 11th February 2025

Easy to open and Monzo.me

Easy to open and Monzo.me is great for the grandparents to drop in pocket money to their accounts. Reviewed on: 11th February 2025

Best bank. So easy

Really clear help on the app and if you have to message a himan Reviewed on: 11th February 2025

Only bank I’d recommend

Brilliant bank brilliant service never had a problem Reviewed on: 11th February 2025

Prompt services

Prompt response to enquiry and resolution of dispute Reviewed on: 11th February 2025

Great minor bank account

Great .easy to use account, helping young people how to manage money. Reviewed on: 10th February 2025

Monzo is innovative, proactive and leaves no stone u...

Monzo is innovative, proactive and leaves no stone unturned in the service of customers. I'm always wowed by thier service. Reviewed on: 10th February 2025

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