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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

I've been with Monzo since 2016, I'll never change!

I've been with Monzo since 2016, I'm a Beta user, an investor and have all my accounts, loans, investments and pensions with Monzo.100/10 They're great! Reviewed on: 10th February 2025

They go above and beyond for customers

They go above and beyond for customers Reviewed on: 10th February 2025

My experience has been good.

My experience has been good. As a parent, I am able to monitor the account as required. The only issue we’ve realised is that one is unable to withdraw from the account Reviewed on: 10th February 2025

Brilliant ve own cards no...

Always easy to access account kids have own cards no charge shows balance in and out Reviewed on: 10th February 2025

monster is a great app because it it's easy to use...

monster is a great app because it it's easy to use to and it helps us a lot the best of best for me Reviewed on: 10th February 2025

Always excellent customer service and easier to mana...

Always excellent customer service and easier to manage money Reviewed on: 10th February 2025

Excellent App.

Excellent App. Quick response to scam and fraud cases. Easy to use under 16s app Reviewed on: 10th February 2025

Fantastic bank and free of charge and kids accounts too

Fantastic bank and free of charge and kids accounts too Reviewed on: 10th February 2025

Easy to use for both my daughter and myself and othe...

Easy to use for both my daughter and myself and other people can pay money to her with ease Reviewed on: 10th February 2025

Best bank we have Excellent ever been with.

Best bank we have ever been with. Very intuitive and toward thinking. Great bank. Reviewed on: 10th February 2025

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