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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Brilliantly never had any issues

Brilliantly never had any issues Reviewed on: 10th February 2025

Money safe and timely customer service

Money safe and timely customer service Reviewed on: 10th February 2025

Absolutely great bank best in UK so far to be honest...

Absolutely great bank best in UK so far to be honest always helpfull quick service Reviewed on: 10th February 2025

I like the ease and convenience

I like the ease and convenience of the bank and I love the children’s account Reviewed on: 10th February 2025

Been with Monzo years, great bank

Been with Monzo years, great bank Reviewed on: 10th February 2025

Excellent experience

This bank always inform me, count my spends, give me advice. I can plan with Monzo my spends. Also my kid was very happy to have his first card. Reviewed on: 10th February 2025

I have been with monzo for 2years now and I'm happy...

I have been with monzo for 2years now and I'm happy all round and now I have my kids account on there I can give them independent n show them how to manage money Reviewed on: 10th February 2025

Very good

Very good, very helpful with child card Reviewed on: 10th February 2025

Couldn't ask for more everything you need for your k...

Couldn't ask for more everything you need for your kids account Reviewed on: 10th February 2025

So far so good.

Never had a problem. Easy way to bank. Reviewed on: 10th February 2025

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