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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Hands down the best bank.

The best bank, from the current account, flex card, children's accounts, everything is about usability and the customer experience. Top notch customer support as well. Hands down the best bank. Reviewed on: 18th March 2025

Always helpful easy to use and great to deal with

Always helpful easy to use and great to deal with Reviewed on: 10th February 2025

Great bank account-always happy to help-never ever a...

Great bank account-always happy to help-never ever any issues Reviewed on: 10th February 2025

Fraud recovery

Monzo helped me to recover my money from a fraudsters Reviewed on: 10th February 2025

Monzo is the way forward for banking!

Monzo is the way forward for banking! They are always innovating, working on helping people to save and making it easier to bank wherever you are. Reviewed on: 10th February 2025

My experience was extremely wonderful

My experience was extremely wonderful Reviewed on: 10th February 2025

Love using monzo.

Love using monzo. Easy to use app. Great services and all round good bank Reviewed on: 10th February 2025

Very good communication at all times

Very good communication at all times Reviewed on: 10th February 2025

Quick at resolving problems excellent customer service

Quick at resolving problems excellent customer service Reviewed on: 10th February 2025

Easy to use.

Easy to use. Live accounts of what's happening whilst my child is out and about. Always a good experience when banking with Monzo Reviewed on: 10th February 2025

Over 30 years financial confusion ended with pots

I am neurodivergent and the way that Monzo pots have helped me gain control of my money after 30+ years of struggling is unbelievable. I pay my bills on time and I can manage my money with ease. A simple digital change and made my life so much better Reviewed on: 10th February 2025

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