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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (803 reviews)

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4.97

Based on 803 reviews, last reviewed 7th Mar 2026

38900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

So easy to use Both my girls are under 16 and using Monzo now. It’s so easy to transfer money to them from any account. Very easy to add the app to their phones so t... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (803)

Review of the Monzo, Under 16s account:

Easy to use, always reliable

Easy to use, always able to chat to someone if needed. Sorts problems out fast with no fussing Reviewed on: 19th April 2025

I have never looked back since joining!

I started with a business account with Monzo & was that impressed I moved my person account over & then added an account into mine for my teenage son! Never looked back! Hands down the best bank I have ever used & fantastic & easy for my son to use. Reviewed on: 9th February 2026

Monzo under 16s

Great experience with Monzo under 16s it have taught my daughter great Monday managing skills Reviewed on: 9th February 2026

Amazing u16 account.

Amazing u16 account. Easy to move money in and out of children’s accounts. Able to see their account too! Reviewed on: 9th February 2026

A modern way to both manage and introduce children t...

A modern way to both manage and introduce children to the banking experience. Reviewed on: 9th February 2026

Brilliant bank.

Brilliant bank. Can't use any other! Reviewed on: 9th February 2026

Great experience and easy to set up!

Great experience and easy to set up! The app is super user friendly and my daughter really enjoyed creating her own money pots for savings and special occasions. Reviewed on: 9th February 2026

Brilliant experience for u16s.

Brilliant experience for u16s. My children have loved it, helping them to budget their saving and spending. Reviewed on: 9th February 2026

Best bank by far.

Been with Monzo a couple years now and it’s one of the best banks I’ve used. Reviewed on: 9th February 2026

Easy to use and control also excellent value

Easy to use and control also excellent value Reviewed on: 9th February 2026

Great product, v user-friendly and really positive,...

Great product, v user-friendly and really positive, open and inclusive with their educational content in app. Reviewed on: 9th February 2026

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