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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Never had a problem it's brilliant

Never had a problem it's brilliant Reviewed on: 10th February 2025

Easy for kids to use and for adults

Easy for kids to use and for adults Reviewed on: 10th February 2025

Very good app.

Very good app. Very good support. Reviewed on: 10th February 2025

For 3 years I have been using Monzo there customer s...

For 3 years I have been using Monzo there customer service in perfect Reviewed on: 10th February 2025

Easy to use and helped me to save the most I have ev...

Easy to use and helped me to save the most I have ever saved . Reviewed on: 10th February 2025

Always had a great experience with Monzo.

Always had a great experience with Monzo. Had Monzo as my main bank for around 10 years and wouldn't change it. The few issues ive had in that time have always been quickly sorted out. Would highly recommend. Reviewed on: 10th February 2025

Perfect account for kids

It's great I can keep track off everything my child does with her bank account and access it straight from my account Reviewed on: 10th February 2025

Monzois my dependable financial service plug

I have been with Monzo for about three years now and its been a satisfying period of unmatched quality service. I love this bank. Great product offering and a dependable financial partner. Reviewed on: 10th February 2025

We love monzo

Really easy to use, gives advices, pots you can put money in. Really helpful if there is a problem. Easy to deposit cash and transfer to people. Great for under 16s also Reviewed on: 10th February 2025

Great can’t fault it

Easy to navigate the account. Great I can see what is being spent and saved. Easy to add money. Gives kids more independence and teaches them the value of money and saving. They have their own Monzo app and can learn to control what they are spending. Reviewed on: 10th February 2025

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