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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (811 reviews)

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4.97

Based on 811 reviews, last reviewed 7th Mar 2026

39700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Easy to use It is easy to use, easy to transfer money from the main account to my child's account and she is able to move it to saving pits on seconds. Reviewed on: 7th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (811)

Review of the Monzo, Under 16s account:

Easy to use, always reliable

Easy to use, always able to chat to someone if needed. Sorts problems out fast with no fussing Reviewed on: 19th April 2025

The app functions are really good to use!

The app functions are really good to use! Reviewed on: 9th February 2026

Monzo is quick easy to use and easy to transfer and...

Monzo is quick easy to use and easy to transfer and set up automatic payments to my daughter. It encourages saving. My daughter creates little saving pots. I can manage her money seeing what she is spending on. Reviewed on: 9th February 2026

Definitely recommend!!

It’s so easy to use and allows for prioritising and managing saving and spending goals. I like that the banking experience is so visual and colourful and very straightforward. It’s the easiest banking app to have. Reviewed on: 9th February 2026

Good service and quick response.

Good service and quick response. The app is easy to understand and operate. Reviewed on: 9th February 2026

So simple to setup and the kids love the freedom it...

So simple to setup and the kids love the freedom it gives them. It’s great to keep track of their spending and savings. Reviewed on: 9th February 2026

Monzo is spot on it’s simple.

Monzo is spot on. Simple, easy and great to use. The app is perfect Reviewed on: 9th February 2026

Monzo is the best bank all around, easy to manage an...

Monzo is the best bank all around, easy to manage and helps me teach my little ones about spending and real world practice Reviewed on: 9th February 2026

My daughter loves the easynes of being able to spend...

My daughter loves the easynes of being able to spend her money Reviewed on: 9th February 2026

Really impressed with the offer, excellent value and...

Really impressed with the offer, excellent value and usability. Reviewed on: 9th February 2026

Great for kids and they can use their cards abroad,...

Great for kids and they can use their cards abroad, which is great Reviewed on: 9th February 2026

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