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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Incredible value, especially because it is free!

Incredible value, especially because it is free! Reviewed on: 9th February 2025

Fantastic!

Definitely the best experience I’ve had with opening a kids account! It was so easy and the fact she gets her own card and pin allows us to teach our 6 year old the value of money and responsibility in saving. Reviewed on: 9th February 2025

Highly recommend!

It’s great that the under 16 account is free fur Monzo customers it meant I could cancel my son’s GoHenry account that I was being charged for and open up an account with Monzo. My son still has his own card and access to his account as well as me having good visibility of his account and spending. I’m really pleased that Monzo have offered this account, it’s really important to teach our children the importance and fundamentals of money to help with their financial stability as they become young adults. Reviewed on: 9th February 2025

My best bank

Top notch banking services and user friendly app Reviewed on: 9th February 2025

Brilliant..would recommend to friends and family

Brilliant.. would recommend to friends and family Reviewed on: 9th February 2025

Better than the rest!

I’ve been with Monzo for years now, and I’m consistently impressed. The app is incredibly user-friendly, making it so easy to track my spending and manage my budget. I especially love the savings pots and the instant notifications. Highly recommend Monzo Reviewed on: 9th February 2025

What can I say I love monzo.

What can I say I love monzo.I like gettin paid a day early I lime the rou.d ups I like the pots Reviewed on: 9th February 2025

A great feature to have access to.

A great feature to have access to. Most banks charge so this is great thing to have included. It's for the kids to have their own independence Reviewed on: 9th February 2025

Best UK Bank

I've been using Monzo for a while now, and it's hands down the best banking experience I've ever had. The app is intuitive, with real-time notifications, easy budgeting tools, and instant transaction updates that make managing my finances effortless. Customer service is top-notch—quick, friendly, and genuinely helpful whenever I need assistance. Features like fee-free spending abroad, instant transfers, and pots for saving make it incredibly convenient. Monzo has truly redefined what a modern bank should be. Highly recommend it to anyone looking for a hassle-free, transparent, and customer-focused banking experience! Reviewed on: 9th February 2025

Very good dealing with queris 5

Very good dealing with queris friendly people Reviewed on: 9th February 2025

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