Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (548 reviews)

View other Monzo products

4.96

Based on 548 reviews, last reviewed 4th Mar 2026

13600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

The process was hassle free and straight forward. The process was hassle free and straight forward. Setup the account on Sunday and card was received on Tuesday. Reviewed on: 4th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

Read all reviews See your review

About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (548)

Review of the Monzo, Under 16s account:

Best bank ever use

Best bank ever use best option I have with mine bank Reviewed on: 21st March 2025

Best UK Bank

I've been using Monzo for a while now, and it's hands down the best banking experience I've ever had. The app is intuitive, with real-time notifications, easy budgeting tools, and instant transaction updates that make managing my finances effortless. Customer service is top-notch—quick, friendly, and genuinely helpful whenever I need assistance. Features like fee-free spending abroad, instant transfers, and pots for saving make it incredibly convenient. Monzo has truly redefined what a modern bank should be. Highly recommend it to anyone looking for a hassle-free, transparent, and customer-focused banking experience! Reviewed on: 9th February 2025

Very good dealing with queris 5

Very good dealing with queris friendly people Reviewed on: 9th February 2025

Monzo is the best for customer service

Monzo is the best for customer service Reviewed on: 9th February 2025

Best bank for me and I recommend always

Monzo is the best bank ever. Easy and convenient. Reviewed on: 9th February 2025

It's been more than three years as part of Monzo.

It's been more than three years as part of Monzo. I'm so happy I choose Monzo So easy to open account and Thier team is always helpful. My friends also opened Thier accounts in Monzo after me . Because of this bank achievement , Thank you Monzo Reviewed on: 9th February 2025

Kid banking

Great for kids to learn about money and help them save for what they want Reviewed on: 9th February 2025

Simple, easy, fastest and free.

Simple, easy, fastest and free. The best banking I've ever used in the UK. Reviewed on: 9th February 2025

I really like this bank.

I really like this bank. I have no problems. easy to use. super calculator with payments abroad. Reviewed on: 9th February 2025

The best bank

Opening account with Monzo was so easy and first to offer me a credit card and savings made easy I would say the best bank. Got a card for my daughter as well so easy to manage and had no hassle at all getting approved a loan within few hours. Easy manage spending as you can see categories. Will continue with Monzo for ever Reviewed on: 9th February 2025

Brilliant bank best I've had will stay with these fo...

Brilliant bank best I've had will stay with these for years also got my full family to join Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexPlus
from Nationwide 3.93 from 337 reviews
Classic Account
from Bank of Scotland 3.93 from 117 reviews
Ultimate Reward Current Account
from Halifax 3.95 from 99 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 226 reviews
Flex Purchase credit card
from Monzo 4.97 from 3041 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub