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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Great customer service with no issues whatsoever.

Great customer service with no issues whatsoever. Any issues I have had have been sorted out with no quibbles and resolved quickly Reviewed on: 9th February 2025

So easy to use with so many different options tk sav...

So easy to use with so many different options tk save snd invest Reviewed on: 9th February 2025

Monzo under 16s account is the Best.

I have the two under 16 accounts for my two girls and we are all in love with it. It is easy to create, to add money and I can monitor their expenses. It is safe for them since they add to their wallet. No report of stolen or missing money. The most interesting thing is that my girl has created a pot where she now practices saving the little she gets. Reviewed on: 9th February 2025

Easy management and organisation of my own money and...

Easy management and organisation of my own money and payments. I agree that the benefits that comes with the max are worth every penny Reviewed on: 9th February 2025

Great app I can track spending and set limits the ki...

Great app I can track spending and set limits the kids have fun saving and using their cards Reviewed on: 9th February 2025

Amplia cobertura

Es muy buena tiene muchas opciones a tarjetad Reviewed on: 9th February 2025

It has been smooth experience banking with monzo

It has been smooth experience banking with monzo Reviewed on: 9th February 2025

Brilliant bank, best one I've been with.

Brilliant bank, best one I've been with. The benefits are great and saving options allow me to having several saving pots. The response to issues is quick, replacement cards with a couple of days and scams resolved quickly when I was unfortunate enough to experience that. I can't say I really have a bad word to say about monzo. Reviewed on: 9th February 2025

Just love Monzo!

Just love Monzo!! I have first direct as well and don't get what the fuss is all about. Reviewed on: 9th February 2025

Easy to use, customer support is amazing.

Easy to use, customer support is amazing. Reviewed on: 9th February 2025

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