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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (548 reviews)

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4.96

Based on 548 reviews, last reviewed 4th Mar 2026

13600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

The process was hassle free and straight forward. The process was hassle free and straight forward. Setup the account on Sunday and card was received on Tuesday. Reviewed on: 4th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (548)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

There to help

Monzo provide alot of excellent services ones that adults and children can benefit from. Whenever your in doubt they're always there to help. Reviewed on: 9th February 2025

Finally my daughter is saving money with pots!

It’s easy to move money on to my daughter’s card. She is also able to make pots to save money too which she loves, she is actually saving money now for the first time ever! She also got to choose which colour card she wanted. My daughter is now a huge fan of Monzo, just like me! Reviewed on: 9th February 2025

Reliable

Monzo Bank easy to use. Although not happy with their overdraft policy Reviewed on: 9th February 2025

Financial Managementa.

The ability to help have control of the financial management of the children. Reviewed on: 9th February 2025

Everything always runs smoothly with the app and cus...

Everything always runs smoothly with the app and customer service Reviewed on: 9th February 2025

Banking with Monzo has been excellent with no issues

Banking with Monzo has been excellent with no issues Reviewed on: 9th February 2025

Amazing, flexible, puts you in control.

After spending decades with regular hight street banks switching to Monzo was like waking up on another planet. Everything is so much more flexible, amazing organizational capabilities, very good UI, customer chat that waits for you so you can swap messages with the advisor when you have time, just the whole package is amazing. Thank you Monzo, my whole family is with you including my 12 year old and we love it. Thank you for creating such an amazing platform. Reviewed on: 9th February 2025

Love the simplicity of the app

Love the simplicity of the app to send to your kids accounts. Also you can see exactly what they spend it on. Reviewed on: 9th February 2025

Love Monzo recommend it to everyone particularly for...

Love Monzo recommend it to everyone particularly for saving and using abroad. The kids Monzo I brilliant I can keep track of everything but they have freedom and sense of responsibility to manage their own money. The only negative I have found is that because they don’t have sort code /account number family members can’t send money to their account they have to send to me to transfer over. I would like the option for other to send money direct to the kids. Reviewed on: 9th February 2025

Best online bank

Monzo is the best bank I have banked with so far. The fact it is an online banking system makes keeping track of our money and accessing our accounts extremely easy. With setting up my son's under 16s account I can easily keep track of his account under my own along with easy transfer of money and tracking his spending. The under 16s account was super easy to set up, I am very pleased with it. Would highly recommend. Reviewed on: 9th February 2025

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