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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (829 reviews)

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4.97

Based on 829 reviews, last reviewed 9th Mar 2026

41500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Very easy to set up an under 16’s account and link t... Very easy to set up an under 16’s account and link to my current account. Gives great flexibility for me and my child. Encourages her to save and mana... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (829)

Review of the Monzo, Under 16s account:

Easy to use, always reliable

Easy to use, always able to chat to someone if needed. Sorts problems out fast with no fussing Reviewed on: 19th April 2025

I have banked with a few different providers but I m...

I have banked with a few different providers but I must say Monzo has been the best by far! Reviewed on: 11th February 2025

Amazing!

Amazing, I love my.bank and to be able to have my children have cards that I can easily put pocket money into so I can not remove all my.cards from their devices is just so worth it. No fees for the cards either and fab colours like Pokemon Reviewed on: 11th February 2025

Monzo the great

Helps me to manage my money and give more extra things Reviewed on: 11th February 2025

Very happy that this supports Apple and Google Pay a...

Very happy that this supports Apple and Google Pay and it's completely free Reviewed on: 11th February 2025

the best bank iv ever had

the best bank iv ever had, with having my son have a card linked to my account is fantastic. I also love the pots and the ability to pay direct debit s from individual pots. Reviewed on: 11th February 2025

perhaps this is the best modern bank which is very e...

perhaps this is the best modern bank which is very easy to use and at the same time protected from scam Reviewed on: 11th February 2025

Effortless!

Effortless! Easy to manage. Can tailor the experience to each of my children's individual ages/needs. Love that the accounts are actually just an extension of mine but their card is their own. The app is flawless for them to use. Reviewed on: 11th February 2025

A very good bank, very prompt.

A very good bank, very prompt. I love Monzo Reviewed on: 11th February 2025

Wonderful and smart.

Wonderful and smart. Innovative and up-to-date service Reviewed on: 11th February 2025

Perfect u16 account

Easy to set up and simple to manage Reviewed on: 11th February 2025

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