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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.95 (410 reviews)

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4.95

Based on 410 reviews, last reviewed 4th May 2025

39900% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Quick to set up, easy to use, no fees. Perfect! Set up my childrens account in about 10 minutes. Cards arrived in under 48 hours. No fee and we can all see there balances and manage their accounts. ... Read more Reviewed on: 20th April 2025

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Monzo Under 16s account reviews (410)

Review of the Monzo, Under 16s account:

My kids have benefited so much from having an Under...

My kids have benefited so much from having an Under 16s Monzo account each. Already seeing changes in financial behaviour including saving! Reviewed on: 7th February 2025

Fast and very good.

Fast and very good. Had a good experience with them Reviewed on: 20th March 2025

A fun, simple account for kids!

Monzo have made it simple and effective to set up a young person's account which is not only free, but offers complete parental oversight and allows children to be in charge of their own finances. With both parents added and child having access to their own monzo app designed for them, the experience is well rounded and accessible for all. Reviewed on: 20th March 2025

U16 account

I received an email regarding the U16 account and while I was interested in getting one for my kids, I expected it to be a pain to open with fees that didn't make it worthwhile. I was very wrong. Took a few clicks and my boys received their cards in a few days. Outstanding and at 7 and 10, they'll remember Monzo forever as their first "account". Excellent way to teach kids about money from an early age and with the app they can access, it gives them all they could need and allows me to set controls for them too. Reviewed on: 20th March 2025

It's give a quick service and solve dispute very fas...

It's give a quick service and solve dispute very fast instead if traditional banks. Reviewed on: 19th March 2025

Just a great app everything’s easy and quick and mos...

Just a great app everything’s easy and quick and mostly instant Reviewed on: 18th March 2025

I love my monzo, so easy to navigate

I love my monzo, so easy to navigate Reviewed on: 18th March 2025

excellent , good , very friendly , honest

excellent , very friendly , honest Reviewed on: 18th March 2025

The free under 16 account is brilliant.

The free under 16 account is brilliant. My two boys aged 10 and 13 use thier own accounts to save money My older boy was skipping school dinners .He is now using his monzo card to buy lunch every day .He had a slight eating disorder due to his medication.He is now on the way to eating properly . Both boys no use separate pots to split any spending money and save for holidays and anything else they want to buy . Great product and thanks for allowing us to be beta users.This product allows us to restrict max payments and online use as well .We can move money around for them and pay directly into their saving pots .Although we now allow the boys to choose where they put their money. Great start and introduction to banking and saving Only downside is no interest on their savings . Apart from that a brilliant service and account Thanks again Reviewed on: 18th March 2025

absolutely love the design and experience of the und...

absolutely love the design and experience of the under 16s cards for my daughters Reviewed on: 18th March 2025

Hands down the best bank.

The best bank, from the current account, flex card, children's accounts, everything is about usability and the customer experience. Top notch customer support as well. Hands down the best bank. Reviewed on: 18th March 2025

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