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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (829 reviews)

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4.97

Based on 829 reviews, last reviewed 9th Mar 2026

41500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Very easy to set up an under 16’s account and link t... Very easy to set up an under 16’s account and link to my current account. Gives great flexibility for me and my child. Encourages her to save and mana... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (829)

Review of the Monzo, Under 16s account:

Easy to use, always reliable

Easy to use, always able to chat to someone if needed. Sorts problems out fast with no fussing Reviewed on: 19th April 2025

Monzois my dependable financial service plug

I have been with Monzo for about three years now and its been a satisfying period of unmatched quality service. I love this bank. Great product offering and a dependable financial partner. Reviewed on: 10th February 2025

We love monzo

Really easy to use, gives advices, pots you can put money in. Really helpful if there is a problem. Easy to deposit cash and transfer to people. Great for under 16s also Reviewed on: 10th February 2025

Great can’t fault it

Easy to navigate the account. Great I can see what is being spent and saved. Easy to add money. Gives kids more independence and teaches them the value of money and saving. They have their own Monzo app and can learn to control what they are spending. Reviewed on: 10th February 2025

Kids account is very limited, there is no account nu...

Kids account is very limited, there is no account number and they cannot make their own transfers Reviewed on: 10th February 2025

Excellent customer service issue resolved quickly

Excellent customer service issue resolved quickly Reviewed on: 10th February 2025

Easy set up and gives great control to the child...

Easy set up and gives great control to the child Reviewed on: 10th February 2025

the perfect family bank

great savings rates great user interface and perks are superb Reviewed on: 10th February 2025

Great experience ever had with a Bank

Great experience ever had with a Bank Reviewed on: 10th February 2025

Fantastic

excellent bank love the way I can get paid early if meeded Reviewed on: 10th February 2025

Would like an easier way to view the children’s savi...

Would like an easier way to view the children’s savings pots Reviewed on: 10th February 2025

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