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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (829 reviews)

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4.97

Based on 829 reviews, last reviewed 9th Mar 2026

41500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Very easy to set up an under 16’s account and link t... Very easy to set up an under 16’s account and link to my current account. Gives great flexibility for me and my child. Encourages her to save and mana... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (829)

Review of the Monzo, Under 16s account:

Best bank I’ve been with, unlike the big banks when...

Best bank I’ve been with, unlike the big banks when I needed money they lent it to me and I could pay them back early Reviewed on: 13th March 2025

Best online banking ever

You get paid early, interest more then 4%. Every thing is amazing Reviewed on: 9th February 2025

Great all-rounder

Great app, security, functionality and ease of use. Reviewed on: 9th February 2025

Your under 16 ac is so easy to use and gives my daug...

Your under 16 ac is so easy to use and gives my daughters such independence with having there own bank card and to buy there own things Reviewed on: 9th February 2025

Absolutely amazing service and extraordinary products.

Absolutely amazing service and extraordinary products. Monzo has made the banking seamlessly awesome. Strongly recommended Reviewed on: 9th February 2025

One of the best banks.

One of the best banks. I prefer it for daily transactions Reviewed on: 9th February 2025

Love Monzo

One of the best banks I have ever had Reviewed on: 9th February 2025

Every thing about Monzo is excellent

Every thing about Monzo is excellent Reviewed on: 9th February 2025

Online bank I recommend

It's easy to use and gives great advice to I best and save money Reviewed on: 9th February 2025

My kids absolutely love having their own bank cards

My kids absolutely love having their own bank cards Reviewed on: 9th February 2025

Staff are super helpful never had a problem with Monzo

Staff are super helpful never had a problem with Monzo Reviewed on: 9th February 2025

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