Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (829 reviews)

View other Monzo products

4.97

Based on 829 reviews, last reviewed 9th Mar 2026

41500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Very easy to set up an under 16’s account and link t... Very easy to set up an under 16’s account and link to my current account. Gives great flexibility for me and my child. Encourages her to save and mana... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

Read all reviews See your review

About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (829)

Review of the Monzo, Under 16s account:

Best bank I’ve been with, unlike the big banks when...

Best bank I’ve been with, unlike the big banks when I needed money they lent it to me and I could pay them back early Reviewed on: 13th March 2025

Best bank by far

From all of the high street banks we found Monzo the simplest and most effective in providing my son with his first bank account Reviewed on: 9th February 2025

Generally a good bank..

Generally a good bank however unfortunately not had a great experience recently with customer service. Reviewed on: 9th February 2025

Great bank

Been with Monzo for over 4 years now and cannot complaint - all been amazing so far and I am happy with all that Monzo has to offer Reviewed on: 9th February 2025

Incredible value, especially because it is free!

Incredible value, especially because it is free! Reviewed on: 9th February 2025

Fantastic!

Definitely the best experience I’ve had with opening a kids account! It was so easy and the fact she gets her own card and pin allows us to teach our 6 year old the value of money and responsibility in saving. Reviewed on: 9th February 2025

Highly recommend!

It’s great that the under 16 account is free fur Monzo customers it meant I could cancel my son’s GoHenry account that I was being charged for and open up an account with Monzo. My son still has his own card and access to his account as well as me having good visibility of his account and spending. I’m really pleased that Monzo have offered this account, it’s really important to teach our children the importance and fundamentals of money to help with their financial stability as they become young adults. Reviewed on: 9th February 2025

My best bank

Top notch banking services and user friendly app Reviewed on: 9th February 2025

Brilliant..would recommend to friends and family

Brilliant.. would recommend to friends and family Reviewed on: 9th February 2025

Better than the rest!

I’ve been with Monzo for years now, and I’m consistently impressed. The app is incredibly user-friendly, making it so easy to track my spending and manage my budget. I especially love the savings pots and the instant notifications. Highly recommend Monzo Reviewed on: 9th February 2025

What can I say I love monzo.

What can I say I love monzo.I like gettin paid a day early I lime the rou.d ups I like the pots Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select current account
from RBS 4.07 from 243 reviews
Current account
from Monzo 4.93 from 18391 reviews
Personal account
from Revolut 4.93 from 89452 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 233 reviews
Flex Purchase credit card
from Monzo 4.97 from 3054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub