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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (829 reviews)

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4.97

Based on 829 reviews, last reviewed 9th Mar 2026

41500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

Very easy to set up an under 16’s account and link t... Very easy to set up an under 16’s account and link to my current account. Gives great flexibility for me and my child. Encourages her to save and mana... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (829)

Review of the Monzo, Under 16s account:

Best bank I’ve been with, unlike the big banks when...

Best bank I’ve been with, unlike the big banks when I needed money they lent it to me and I could pay them back early Reviewed on: 13th March 2025

Monzo revolutionised my budgeting and ability to save.

Monzo revolutionised my budgeting and ability to save. For that fact alone they’ve absolutely saved my sanity Reviewed on: 8th February 2025

Honestly think this bank is brilliant

Honestly think this bank is brilliant Reviewed on: 8th February 2025

They have a great mobile app and are always innovati...

They have a great mobile app and are always innovating with new and exciting product offering. Their app is user friendly with near zero downtime. Great company. Great products. I first took the children account for one of my sons, but had to apply for the other as it added financial literacy for the kids. Reviewed on: 8th February 2025

The Monzo under 16s is account is brilliant.

The Monzo under 16s is account is brilliant. I can easily send my daughter money while still being able to see her transactions and limit her daily spending as well as other parental controls. Reviewed on: 8th February 2025

fits into your busy life well.

All easy and online that fits into your busy life well. I can manage my child’s account with mine too at no cost compared to the high street providers Reviewed on: 8th February 2025

Monzo’s u16s account functionality is super!

Monzo’s u16s account functionality is super! My three children love it Reviewed on: 7th February 2025

My kids have benefited so much from having an Under...

My kids have benefited so much from having an Under 16s Monzo account each. Already seeing changes in financial behaviour including saving! Reviewed on: 7th February 2025

The under 16 account is a brilliant product.

The under 16 account is a brilliant product. Easy to use and linked completely to the parent account. Full visibility and ease of use! Reviewed on: 7th February 2025

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