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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.95 (411 reviews)

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4.95

Based on 411 reviews, last reviewed 6th Feb 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Amazing experience with Monzo. Amazing experience with Monzo. The Under 16s account is a game changer. It's intuitive for my child and myself. Reviewed on: 6th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (411)

Review of the Monzo, Under 16s account:

Easiest bank account to use!

Easiest bank account to use! Fab saving pots and interest rates. Reviewed on: 10th April 2025

Seamless Service

It is a seamless service, communication is clear and it’s easy to use and secure. Reviewed on: 14th March 2025

Banking with Monzo has been the best thing I’ve done!

Banking with Monzo has been the best thing I’ve done! Reviewed on: 14th March 2025

Best bank I’ve been with, unlike the big banks when...

Best bank I’ve been with, unlike the big banks when I needed money they lent it to me and I could pay them back early Reviewed on: 13th March 2025

My experience with Monzo has being so amazing most e...

My experience with Monzo has being so amazing most especially the Monzo flex credit facility thank all thanks to Monzo Reviewed on: 13th March 2025

Good and easy to use .

Good and easy to use ..helpful on all time Reviewed on: 13th March 2025

They should have an option of small overdraft for pe...

They should have an option of small overdraft for people with bad or rebuilding credit as the cost of living is high and sometimes that few pounds would help Reviewed on: 13th March 2025

Very very good ay loved days cards

Very very good ay loved days cards Reviewed on: 13th March 2025

It has been the best banks account ever

It has been the best banks account ever Reviewed on: 13th March 2025

Superb bank!

Superb bank - very easy to set up, clear benefits and excellent customer service. Reviewed on: 13th March 2025

Money Management for children

It's free and I can control the account and give my child the ability to learn about managing money. Reviewed on: 13th March 2025

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