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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18203 reviews)

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4.93

Based on 18,203 reviews, last reviewed 1st Mar 2026

48150% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very user friendly and easy to navigate. Very user friendly and easy to navigate. Really useful pots for budgeting. Very easy to split bills with friends, request money, transfer money.. Fee ... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18203)

Review of the Monzo, Current account:

Much needed energy to our dreary banking

They bring a wonderful new energy to the banking world and I can find my card easily as it's BRIGHT ORANGE! Reviewed on: 16th April 2025

Very user friendly and easy to navigate.

Very user friendly and easy to navigate. Really useful pots for budgeting. Very easy to split bills with friends, request money, transfer money.. Fee free currency payments.abroad.. super efficient help chat services. Reviewed on: 1st March 2026

Absolutely love my Monzo account!

Absolutely love my Monzo account, I only opened it at the end of December but I have been so impressed by the features, I have moved my salary to Monzo & use this as my main account which I hadn't originally planned as I had been with another provider for 30 years. Reviewed on: 28th February 2026

Personality

I love the ease of use in the app, the ability to personalise things like spending categories and names for pots Reviewed on: 28th February 2026

Monzo has been great for savings and convenience, ca...

Monzo has been great for savings and convenience, cannot recommend it enough Reviewed on: 28th February 2026

With ease

Easy to change to this account. Monzo moved all of my direct debit. The extra part of my account is a good source of information. Reviewed on: 28th February 2026

User friendly and up to date.

User friendly and up to date. Love it Reviewed on: 28th February 2026

Best digital bank application out there.

Best digital bank application out there. The full package with multiple helpful features. Monzo Max is particularly good value for money and helps me keep my finances in order. Syncing all my banks into 1 place makes managing money simple. Reviewed on: 28th February 2026

I love using Monzo! Budgeting made easy!

I love using Monzo. It has really helped me to budget properly and figure out how to make the most of my money. Their 1p saving challenge has been wonderful and I’ve had an idea with them for years. Could not reccomend more! Reviewed on: 28th February 2026

The best thing is to choose Monzo

The best bank I have ever dealt with everything made easy should be an example to the rest thank you Monzo I don’t see me ever changing anything Reviewed on: 28th February 2026

Great app easy to use like it notify you when transa...

Great app easy to use like it notify you when transactions are made Reviewed on: 28th February 2026

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