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Monzo: Current account reviews

4.93
Based on 18,205 reviews, last reviewed 1st Mar 2026
48250% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026
Rachel Lloyd-Williams's avatar
Rachel Lloyd-Williams

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026
Ex Monzo's avatar
Ex Monzo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18205)

Review of the Monzo, Current account:

Monzo makes banking easy

5
I have used Monzo for a few years now and not only do they keep delivering amazing features in their app their customer service is on point! Quick, helpful and friendly. It’s exactly how banking should be. Thanks Monzo for changing the out of date banking model and making banking more of a pleasure than a chore! Reviewed on: 12th April 2024

Love the no hassle service from Monzo, everything in...

5
Love the no hassle service from Monzo, everything in one place and excellent for managing your money. Reviewed on: 23rd February 2026

Excellent service, easy to use and see purchases and...

5
Excellent service, easy to use and see purchases and balances Reviewed on: 23rd February 2026

A great bank

5
Been with Monzo since their early days even before the name Monzo. Great bank, great features and highly recommend Reviewed on: 23rd February 2026

Just a great bank.

5
Just a great bank. Everything is clear and simple and easy to use. Reviewed on: 23rd February 2026

Loads of great features in a customer focused bank

5
A great interface, security features that genuinely make me feel like my money is safe (better than other banks I’ve used), very easy to interact with services, and great additional products such as the mortgage tracking function. Reviewed on: 23rd February 2026

Consistently excellent service

5
Consistently excellent service with an app that blows all other bank apps away. Reviewed on: 23rd February 2026

Really user friendly app, engaging and clear

5
Really user friendly app, engaging and clear Reviewed on: 23rd February 2026

Perfect.

5
Perfect. Great App and customer services. Reviewed on: 23rd February 2026

Its an excellent bank with confidence

5
Its an excellent bank with confidence Reviewed on: 23rd February 2026

Monzo is best bank everything is easy for all sirvec...

5
Monzo is best bank everything is easy for all sirvece i like monzo Reviewed on: 23rd February 2026

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