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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17800 reviews)

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4.92

Based on 17,800 reviews, last reviewed 10th Feb 2026

28300% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Like your best friend Monzo is a down-to-earth bank. It’s like your friend. Tells you when you need to top up your account because there is a direct debit (or other payment... Read more Reviewed on: 10th February 2026

Latest lowest rating:

1

Impossible to speak to one person, none of them spea... Impossible to speak to one person, none of them speak English, block your account, freeze it without permission won't give you your money, fraudsters.... Read more Reviewed on: 10th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17800)

Review of the Monzo, Current account:

Budgeting Heaven

I have been a customer with Monzo for around 3 years. It has helped me a lot with my budgeting and money management! This is smart banking. Loved it so much I became an investor! :) Reviewed on: 13th April 2021

I switched to monzo after numerous recommendations f...

I switched to monzo after numerous recommendations from friends. So far loving it. Love the cashback options Reviewed on: 9th February 2026

All you need is an internet connection

So easy to set up account and transfer from old account, same with pension, was so easy to transfer to Monzo Reviewed on: 9th February 2026

I love Monzo.

I love Monzo. I'm glad my eldest son recommended this to me back in April 2018, purely because I was going to Cyprus & needed a card to use out there. What else keeps me with Monzo over high street banks is that I can set up 'pots' & have 'round ups' from my main account, so it's kinda like saving without even knowing it. If you have direct debits going out of your account. Monzo sends notifications of this a couple of day's before. Handy!! I've since got a Business account with a Tax pot set up from that & I've recently got my under 16 an account. Monzo keep doing what you're doing!! 10 out 10!! Reviewed on: 9th February 2026

The best bank I have been with, so easy for me to ke...

The best bank I have been with, so easy for me to keep track of what I’m spending and when I need to stop spending. Reviewed on: 9th February 2026

Monzo is the best by a mile

Monzo is easily the best bank I've ever been with, they provide so much control of my money and savings and have helped to educate me to be a smarter person with money. Reviewed on: 9th February 2026

Has very useful features even on a free app.

Has very useful features even on a free app. A good value for loney Reviewed on: 9th February 2026

Great bank

Great bank, easy to use on line app, all services in one place, banking, saving, investing. Reviewed on: 9th February 2026

I love the saving challenge, the usability of the ap...

I love the saving challenge, the usability of the app, the more colloquial tone in the app, the putting all past pensions in one place and when needed, speaking to a real person if an issue has arisen with a transaction (which is swifty sorted, unlike with barclays who are my credit card provider). Reviewed on: 9th February 2026

No notes! 5/5

No notes! I’ve always had a great experience with Monzo - fantastic UX and app design, easy to use and understand. Their benefits and perks are clearly advertised and I feel like I’m getting value for money for what I get vs what I pay for the Perks account. Help bank and support is great - 9/10 has the info I’m looking for and on the few occasions it hasn’t then customer support has been quick and efficient. I feel like Monzo cares about me as a customer and that’s why I’ve stayed with them. Reviewed on: 9th February 2026

Experience with Monzo as the primary current account

Monzo is my primary current account. The app is among the best for UK banks and include many features. Although I wish a few features were included in the free plan, the subscription tier Extra is still worth the money so far. It is very easy to organize savings and expenses to various pots as well. Reviewed on: 9th February 2026

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