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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17285 reviews)

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4.92

Based on 17,285 reviews, last reviewed 24th Jan 2026

2800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use and great features. Easy to use and great features. Love having separate pots to split money on payday. The 1p saving challenge is also a great way to get in to good savi... Read more Reviewed on: 24th January 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17285)

Review of the Monzo, Current Account:

The. Best. Overdraft/Loan. Experience. Ever!

Already a fan of Monzo the experience from the angle of managing my overdraft and its usage, right down to the clarity of how its Loans are presented and booked into - it’s just second to none. Nothing is pushed on you and the terms are clear and fair. Moreover as a Premium user I love how my credit score shows up in the app - with a monthly update reminder that highlights the causes for any drop or increase. This is excellent and a great awareness grower for those using credit. In fact it has motivated me to stay out of my OD. Hats off Monzo! Reviewed on: 14th June 2021

i’m using since 4 years i would like to tell its so...

i’m using since 4 years i would like to tell its so easy to use and make you’re life easer with Monzo. Reviewed on: 13th May 2025

Incredibly slick app with many useful features.

Incredibly slick app with many useful features. Really appreciate how transparent they are about the software and technical tools they use, very interesting to read how they have tackled different software development challenges. Reviewed on: 12th May 2025

I love that Monzo has outstanding features like spli...

I love that Monzo has outstanding features like splitting bills and creating pots for budgeting. Also, it's very good if you use it abroad with no fees. Reviewed on: 8th May 2025

They are not going back in town until tomorrow and t...

They are not going back in town until tomorrow and they have to go out and get a new car Reviewed on: 8th May 2025

Great account with fantastic features!

Great account with fantastic features! Reviewed on: 6th May 2025

My favourite Monzo features

I love that I can use my card abroad without any extra charges & also the ‘split the bill’ feature, being able to request the money you require from others Reviewed on: 5th May 2025

Good for savings and knowing spending.

Good for savings and knowing spending. Reviewed on: 5th May 2025

Ever since I signed up I never looked back

Ever since I signed up I never looked back Reviewed on: 3rd May 2025

I use my current account when travelling abroad.

I use my current account when travelling abroad. It’s super easy and saved me charges. Reviewed on: 1st May 2025

Best banking app so far

No issues with the app at all, works smoothly, gives you clear understanding of expenses. Useful switch between spending categories and vendors. Reviewed on: 1st May 2025

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