Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17861 reviews)

View other Monzo products

4.92

Based on 17,861 reviews, last reviewed 12th Feb 2026

31300% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very good and easy to use I love the app Very good and easy to use I love the app Reviewed on: 12th February 2026

Latest lowest rating:

1

Impossible to speak to one person, none of them spea... Impossible to speak to one person, none of them speak English, block your account, freeze it without permission won't give you your money, fraudsters.... Read more Reviewed on: 10th February 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17861)

Review of the Monzo, Current account:

best bank ive dealt with

easy to use. nice app. helpfull gives confidence in my dealings. Best bank ive been involved with for many years and banks. Reviewed on: 6th April 2023

Banking that’s made fun.

Monzo has provides great features and makes saving money seem fun. It allows you to create different pots, allowing you to save for different things. I also get a notification on what I have spent for that day, which allows me to be more cautious with my spending. The ‘year in monzo’ is also a great idea, giving me an insight as to what I have spent most of my money on. Monzo social media team is also great, it’s very informal and humorous. Monzo is a modern way of banking, and I love it! Reviewed on: 10th February 2026

Easy transfers, split the bill is brilliant and fast...

Easy transfers, split the bill is brilliant and fast way to find out how much you’ll be splitting each way. Can have savings pots to save with interest Reviewed on: 10th February 2026

Useful, valuable and practical.

All account add-ons are useful, valuable and practical. I like the categorisation and spending reports. Reviewed on: 10th February 2026

Monzo is different.

Monzo is different. Hardly any charges for overdraft, 100% transparency regarding balance and transactions. I send links to people to share. So happy with Monzo! I don't bank with anyone else. Even transferring my pensions over. Reviewed on: 10th February 2026

I can’t stop raving about Monzo

I can’t stop raving about Monzo I went full Monzo in 2018/19 and am not looking back. I recommend it to friends and I advise people how to get the best out of it. Always use salary sorter and pay bills from my pots. I can budget and save easier and keep track of spend in easy and simple ways - the left to spend on my bills pot and looking at my scheduled payments for example. I always have a round up pot as well and am currently doing the reverse 1 p challenge adding to a pot for my car insurance to pay it all in one go. I have a pot for my Amazon prime payment and for car repairs and make sure to save my salary sort info so when I get paid (early as well!) I always move money everywhere it belongs - should I go into overdraft it’s 1p a day! Reviewed on: 10th February 2026

Visualising finances at its best

Monzo has been the visual platform I need to see where my money comes and goes, it helps me save in pots and really understand how my finances are laid out. I can prioritise better than I ever have done. Reviewed on: 10th February 2026

Easy to use app

Easy to use app.Great round up options and I like the saving options Reviewed on: 10th February 2026

Best Overall

Monzo is great because you can easily track all your expenses and link multiple bank accounts into one hub. They have amazing saving features that are fun and can help you save towards certain goals. Their investment feature is easy to understand and use. Overall, it's the best overall with all its features. Reviewed on: 10th February 2026

Really enjoyed using monzo brilliant never had a pr...

Really enjoyed using monzo brilliant never had a problem and there always happy to help Reviewed on: 10th February 2026

Simple, intuitive and fair

Seamless, intuitive app and treats customers fairly (unlike Starling, my prior bank) by offering savings interest on savings pots. Love the features like savings challenges and ability to annotate and categorise transactions makes it really easy to manage your spending. Reviewed on: 10th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from CAF Bank 1.79 from 60 reviews
Current account
from LHV Bank 4.00 from 1 reviews
Current account
from Weatherbys Private Bank 0.00 from 0 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 3 reviews
Savings
from Monzo 4.97 from 192 reviews
Flex Purchase credit card
from Monzo 4.97 from 2909 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub