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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,409 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Awesome bank very helpfull.

Awesome banking app, very easy to navigate. Reviewed on: 25th February 2023

Monzo very good bank

Very efficient and reliable service Reviewed on: 25th February 2023

A stress-free current account

I was able to open a current account in under 30 minutes without any stress that other banks used to give to customers. Reviewed on: 25th February 2023

Amazing bank!!

Monzo is absolutely the best, the best app, the best experience, easy to use, constantly updating, just what I need! Reviewed on: 25th February 2023

Absolutely brilliant!

So easy to use. Split the bill works so well. Used abroad many times with no problems. Reviewed on: 25th February 2023

Excellent app to help you manage your finances

Easy to set up, easy to monitor your savings and budget. My wife and I use different pots for bills and expenses and it's helped us track where our money goes. Roundups are a great way of putting money aside without realising it - our roundups pay for our pub trips! Reviewed on: 25th February 2023

The most customers friendly bank

So customer Friendly and so helpful. Reviewed on: 25th February 2023

EXCELLENT CHOICE

I have been a customer for a number of years. I have found any time I have had to contact customer service they have been very helpful and prompt to reply to my query. Great choice of products. App is easy to use. Reviewed on: 25th February 2023

Monzo The bank you did not know you needed

When I first opened my Monzo account it was originally going to be used for savings strictly, however over time I have fell in love with the layout of the app, the ease in which you can use it & how visually appealing the app is! Overall the staff on the chat to help are always helpful and polite! Reviewed on: 25th February 2023

Excellent for budgeting & money management.

I’ve been using Monzo for over 5 years and love how easy it is to use, the automation I can build into it using IFTTT, and recent improvements to trends, allowing me to predict my cash flow month to month. Every month I get paid I allocate money to my “pots” for bills, Groceries and transport. Monzo does the rest! Reviewed on: 25th February 2023

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