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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,409 reviews, last reviewed 9th Jun 2026
15% decrease in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026
Elin A's avatar
Elin A

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19409)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025
Paul nolan's avatar
Paul nolan

Transformed my money management

5
I've always tried to do what Monzo do, but manually with my own mental pots. Having everything in the app, with such an intuitive design, and really good support services is just fantastic. I couldn't ask for better. Reviewed on: 25th February 2023
Kat McKinney's avatar
Kat McKinney

Great bank account

5
I love my Monzo Current Account. So straight forward to use. Excellent customer service. Brilliant app. Reviewed on: 25th February 2023
Sarah Gibson's avatar
Sarah Gibson

Everything at your fingertips

5
Always helpful whenever I have had a question and sorted out within days. No need to get time off work to go anywhere and sort it. Customer service is awesome thank you Reviewed on: 25th February 2023
teenyn@gmail.com's avatar
[email protected]

The best banking experience

5
Very user friendly experience which has allowed me to gain better control over my money. I've already recommended Monzo to all my friends. Reviewed on: 25th February 2023
Adrian Soltan's avatar
Adrian Soltan

Best bank ever

4
Monzo makes banking easy and simple whilst remaining secure. Whenever someone else talks about their complicated banking experience I appreciate using Monzo! Reviewed on: 25th February 2023
Kerry Scoon's avatar
Kerry Scoon

Fabulous

5
I love Monzo and have recommended it to friends who now use it too. Reviewed on: 25th February 2023
Tim Grant's avatar
Tim Grant

Monzo is great

5
Love using monzo I have used other cards like starling but I like monzp the best Reviewed on: 25th February 2023
Tia's avatar
Tia

Excellent service

5
Easy and superb quality experience Reviewed on: 25th February 2023
Isaac Oladapo's avatar
Isaac Oladapo

Amazing and very updated bank

5
Best bank ever I was with co op bank for years should have changed a long time ago Reviewed on: 25th February 2023
husband 1's avatar
husband 1

Fabulous

5
Who Would Have thought banking could be as good as this? I have nothing bad to say about Monzo. Since the day I started using them The experience has been great. Even buying a house was hassle free and fee free. Customer service is on the dot too. Reviewed on: 25th February 2023
Deggsie's avatar
Deggsie

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