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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best UK account I have ever had

I like the prompt customer service help I get. I like the sound alerts when there is credit or debit in my account. I love that I can free & unfreeze my card easily without having to call customer service. I love that I am notified days in advance before a direct debit is due and I also love that I get a token when I refer people to join monzo via my link. Thanks Monzo Reviewed on: 24th February 2023

Recommend it to anyone I can

It is by far the best bank so easy to use and fun to use makes banking intresting and fun Reviewed on: 24th February 2023

Money managing made simple

Ever since being with Monzo, managing spending, finances and bills has been so much easier! Reviewed on: 24th February 2023

Easy to use

Easy to use, helpful support staff. Reviewed on: 24th February 2023

Recommend to all

Love monzo, user friendly app, great to use internationally. Recommended to all friends and family, all on board to shared tabs are so handy! Reviewed on: 24th February 2023

Amazing experience with monzo

Its very easy to use i just love it Reviewed on: 24th February 2023

Great bank

Fantastic service, easy to use, would definitely recommend it to anyone . Reviewed on: 24th February 2023

Monzo makes everything easy

I’ve had my Monzo account for around 5 years and it’s a fantastic, user friendly banking app. It makes everything 100x easier than typical bank accounts. Reviewed on: 24th February 2023

Excellent

Probably the best online bank with a user friendly app. Reviewed on: 24th February 2023

Easy to work

Easy to work with and cheaper to use abroad Reviewed on: 24th February 2023

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