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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best bank to be with

One of the best banks I’ve been with Monzo ❤️ Is the best Reviewed on: 24th February 2023

Best bank ever

Best bank ever. Congratulations guys. Reviewed on: 24th February 2023

The Friendly Bank For Everyone

Monzo bank is friendly , Helpful , Convenient and the Monzo Bank app easy to use and you have professional happy staff to talk to , or if you prefer there’s an online chat service. My kind of bank. Reviewed on: 24th February 2023

Wonderful bank

Stress free bank. Amazing! Easy to sign up And seamless banking Reviewed on: 24th February 2023

Only bank I would use

It’s so easy to use and love the round up feature and the pots to help manage my spending. The interest rate on the savings is a good rate too! Reviewed on: 24th February 2023

Best bank experience

Out of all the banks I've used, this by far has the best features and user interface. I even needed to contact support once and that was very easy Reviewed on: 24th February 2023

Great Bank

I give 5 star because of there exceptional services. Reviewed on: 24th February 2023

Fabulous banking capabilities

So easy to use with great security Reviewed on: 24th February 2023

Helps you to budget easily.

Since joining Monzo. I have saved money. Split my spending to balance out outgoings using the pot system. Also, me and my partner opened up a joint account and we now pay all our household bills from there, saving time and arguments. Reviewed on: 24th February 2023

Good

Good bank to be with and wonderful services Reviewed on: 24th February 2023

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