Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

View other Monzo products

4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

One of the best banking apps ever

Love their app especially being so user friendly and comfortable to use. Reviewed on: 24th February 2023

Monzo is sweet.

Very fast, Les stress and user friendly. I love Monzo. Reviewed on: 24th February 2023

Best bank move

I moved to Monzo in February 2022 and I’m so glad that I did. Everything is so easy, from the app down to customer service. 100% recommend to family & friends Reviewed on: 24th February 2023

Totalmente si la recomiendo

Me ayuda mucho a ordenar mis cuentas, me da garantia y confianza. Reviewed on: 24th February 2023

Perfect

Bety happy with monzo, very flexible and act quickly Reviewed on: 24th February 2023

Great bank app

Best online bank app recommended to everyone. Reviewed on: 24th February 2023

Good all round bank

Monzo has everything I need in a bank. I love the pockets and the savings features. Very easy to use in any country and to send funds internationally Reviewed on: 24th February 2023

It is perfect for me

I’m a huge fan of Monzo. I transfer money into my account when I need to and I can track my spending to the second. However, this is a secondary benefit. The reason I got a Monzo account was to be able to use it overseas and not have to worry about incurring charges. It is so much better than I was expecting and I have used it in Malaysia, Singapore, USA and Italy and I absolutely love it. Simple and straightforward. I withdrew cash in a small town in Malaysia and the Monzo card worked where my friend’s American cards were rejected. I would be happy for you to quote me as it has made managing money abroad so easier. I am 64 and it was young family members who recommended you. Target older people. We travel. Reviewed on: 24th February 2023

Live colour of card

Love the bright orange card and it’s good as you can only spend what’s on your card can’t go overdrawn helps you to budget for the money you have to spend Reviewed on: 24th February 2023

Bring ideas and simplify banking

Bring ideas to the front of your thoughts , saving pots, bills pots and more Reviewed on: 24th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Additions Account
from Barclays 4.38 from 92 reviews
Current account
from Metro Bank 4.80 from 10577 reviews
Current account
from Starling Bank 4.87 from 27453 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3175 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1135 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub