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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

No. 1

The easiest and the fastest way of managing the money. All on your finger tips Reviewed on: 24th February 2023

Great

Super easy to use and keep an eye on my spending. Reviewed on: 24th February 2023

Brilliant

Easy, useful, no stress banking. Informative yet fun Reviewed on: 24th February 2023

Great customer service

Excellent tracking of expenses and ability to spot and save surplus each month. Prompt and helpful response when needed. Reviewed on: 24th February 2023

Amazing

Efficient. Productive & overall how banking should be Reviewed on: 24th February 2023

Best Bank

Professional, convenient, user friendly App Reviewed on: 24th February 2023

Best bank!

Absolutely fantastic bank! Very happy to use! Reviewed on: 24th February 2023

Best banking experience

The best banking experience ever. Great services. Reviewed on: 24th February 2023

Excellent

The best banking app around! I have shared it to friends and family Reviewed on: 24th February 2023

Everything is ok but you have give me louns

Good service but give me overdraft and manthly credit louns Reviewed on: 24th February 2023

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