Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

View other Monzo products

4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best online Banking

Very reliable, authentic and easy banking Reviewed on: 24th February 2023

Well done Monzo you are smashing it !

It’s so easy to use and being busy working full time it’s great that it organises your money for you and the feature to be able to “ Monzo “ each other or send requests really easy from your phone … also the saving pots are brilliant ! Customer service are great too they are the click of a button away and are quick and efficient at dealing with queries. Reviewed on: 24th February 2023

Easy to open and accessible

It is not complicated and you can open the account easily. Reviewed on: 24th February 2023

Super user friendly

Super user friendly and helpful when I’ve ever needed assistance with anything. Would highly recommend. Reviewed on: 24th February 2023

Very satisfied

I am satisfied with the ease of use, speed and ease of issuing the card Reviewed on: 24th February 2023

Safe and Easy to use

Straightforward app does everything you need and more, and I feel well looked after, and that my money is safe Reviewed on: 24th February 2023

Best Bank Ever

Never had a problem since I started using the bank since last year January. Staff response are fast, friendly and helpful. I would definitely recommend to friends and family Reviewed on: 24th February 2023

Best credit offers

Best offer than other banks and acceptable overdraft interest Reviewed on: 24th February 2023

Wonderful experience

Safe and wonderful. App is smooth and fast. Great features. Reviewed on: 24th February 2023

Simple & fast

Perfect for bills & savings !! I would recommend this bank to everyone!! Reviewed on: 24th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from Halifax 4.27 from 11 reviews
Student Current Account
from Santander 4.02 from 11 reviews
Current account
from Triodos Bank 4.86 from 10946 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3175 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1135 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub