Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19416 reviews)

View other Monzo products

4.85

Based on 19,416 reviews, last reviewed 11th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Star Bank Monzo credit card is good value because it allows me to spread my repayment for 3 months interest free. They also have several pots for savings and wi... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19416)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Awesome

Smooth banking experience with Monzo. Reviewed on: 24th February 2023

Smooth banking

I cannot state in word how amazed I am by the easy and logical mega well designed UI of the application, and how much and detailed the information is available. I highly appreciate the perks of the premium membership. All in all six stars out of five. #transparent #goodUI #dontstop Reviewed on: 24th February 2023

Best ever!!!

So easy and convenient. Everything is just one tap away. Highly recommended!! Reviewed on: 24th February 2023

Best bank ever

Great app and good rates on saving pots. Reviewed on: 24th February 2023

The best bank

I never had a problem for me Is the best bank in the world Reviewed on: 24th February 2023

Easy, Fast, Reliable

When I moved to UK, I had trouble opening up a bank accounts. When I tried Monzo, it was super fast, and it has been my main bank ever since. Reviewed on: 24th February 2023

Excellent service

Excellent super service and no delays Reviewed on: 24th February 2023

Best Service

Best service and great UI. I always recommend Monzo bank to all my loved ones. Reviewed on: 24th February 2023

Fantastic service and customer friendly.

The customer services have been amazing when I've contacted them. The range of options available to manage your money is excepional Reviewed on: 24th February 2023

Best Mobile Banking

The best bank and the best mobile banking I’ve ever used !! Reviewed on: 24th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Tesco Bank 4.53 from 69 reviews
Classic Account
from Bank of Scotland 3.81 from 119 reviews
Choice Current Account
from Santander 4.28 from 22 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3181 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1136 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub