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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19416 reviews)

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4.85

Based on 19,416 reviews, last reviewed 11th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Star Bank Monzo credit card is good value because it allows me to spread my repayment for 3 months interest free. They also have several pots for savings and wi... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19416)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Amazing bank- fast and efficient customer service

The customer service is exceptional and really good…they reply you back in less than 24 hours. I also love the way I’ve been able to monitor my spending and save more. Reviewed on: 24th February 2023

Fab Company

I love the functionality of the app and the different pots you can have to use for different categories and the budget spend setting with analysis. Which helps me with budgeting. All round great app! Reviewed on: 24th February 2023

Excellent customer service

Monzo is a very reliable Bank, with adequate cybersecurity strategies. Reviewed on: 24th February 2023

The best Bank hands down! Amazing ! :)

Monzo is great, every time I had a problem with issues regarding my account, the monzo customer service group was honestly so helpful and reliable and very efficient. Also, in other instances where I am not sure how to find or send something, the information on the app on the help page is very useful! Thanks very much! :) Reviewed on: 24th February 2023

Bank for the 21st century

Been with Monzo for a couple of years now, I love their format and speed of updates. They have some great ideas and services. Reviewed on: 24th February 2023

Straightforward and easy

Straitgorward and easy to use. Instantly see my expenditure which makes it easier to plan. Great value loans as well. Reviewed on: 24th February 2023

Best online bank

Monzo is very easy to use Banking application. User interface is very smooth and account management is easy. Reviewed on: 24th February 2023

Great experience!

Easy to open account with lots of useful features. Have found customer service to be very helpful. Would definitely recommend. Reviewed on: 24th February 2023

Brilliant

The UI is great, the customer service is top notch and I can get my pay a day early - there is nothing to dislike! Reviewed on: 24th February 2023

Easiest

Easiest bank app to control I never have any trouble with it i.e. putting money on it or getting money off Reviewed on: 24th February 2023

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