Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19416 reviews)

View other Monzo products

4.85

Based on 19,416 reviews, last reviewed 11th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Star Bank Monzo credit card is good value because it allows me to spread my repayment for 3 months interest free. They also have several pots for savings and wi... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19416)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Brilliant and easy to use

Monzo is a fantastic bank. They offer various products and their Flex product is amazing. It allows me to spread payments over 3, 6 or 9 months with an interesr free option. The Monzo plus offering has so many perks including checking a credit score and virtual cards for a great rate of £5 a month. Reviewed on: 24th February 2023

Love my monzo

Banking is always so painful but using monzo has made everything so much more accessible and less fusty. Easy to save, love the pots, easy to access, easy to make payments and transfer! Reviewed on: 24th February 2023

The best bank

The best bank from Uk.Very easy transactions. Reviewed on: 24th February 2023

Good feeling

I have had a very good experience using the spank I personally have 11 accounts across a wide range of companies, however I always have monzo as my main account I have not switched since I opened it. Reviewed on: 24th February 2023

Fantastic app

Great banking app Can’t fault them Reviewed on: 24th February 2023

Monzo are everything you need and more

Not only do Monzo care about their customers but their intuitive, feature rich app has all the functionality you could ever need. I've been able to change my life by using Monzo to organise and budget my finances across all my accounts. I've been with Monzo since its beta launch and I've never looked back! Reviewed on: 24th February 2023

Amazing bank!!

Easy to use app! Any queries sorted ASAP! Great savings accounts! Love Monzo!!!! Reviewed on: 24th February 2023

Just Exquisite

Switched from my long standing current account and couldn’t be happier. I’ve got a bank in my pocket and a customer service on what feels like my shoulder. Reviewed on: 24th February 2023

Best

Best of the best bank user friendly interfaces ever Reviewed on: 24th February 2023

Fantastic service

Fantastic staff and app is so easy to use, would and have recommended Monzo to family and friends Reviewed on: 24th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select current account
from RBS 4.10 from 370 reviews
Current Account
from Smile Bank 4.55 from 111 reviews
Multi-Currency Debit Card
from iFAST Global Bank 4.63 from 74 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3181 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1136 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub