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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19416 reviews)

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4.85

Based on 19,416 reviews, last reviewed 11th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Star Bank Monzo credit card is good value because it allows me to spread my repayment for 3 months interest free. They also have several pots for savings and wi... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19416)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great service

Always there for me thank great service good banking Reviewed on: 24th February 2023

Just does everything you need

Simple to use app, so easy to navigate. Great features like savings pots and API for integrating with other apps and services. Reviewed on: 24th February 2023

5 star

I love using monzo, my friends and family use it to so its so handy. Reviewed on: 24th February 2023

Best online bank

Best account for my savings and recommended my family to open an account Reviewed on: 24th February 2023

Amazing

Can’t fault Monzo they make banking so easy and it’s helped me immensely with my day to day financial responsibilities Reviewed on: 24th February 2023

Only bank account in 2023

Monzo is much more advanced than other current account providers. Its app has so many features and options available that make managing your money easy. Reviewed on: 24th February 2023

Best Bank

From splitting the bills and creating the pots to earning from savings, using card abroad to customer service - everything easy and accessible, plus secure. The app has some glitches and space for improvement, like competitive rate mortgage, but so far, I think it is the best bank in UK. Reviewed on: 24th February 2023

The doing bank

They listen and then act as opposed to saying they will listen and maybe think about acting at some point in the future Reviewed on: 24th February 2023

Good Smart Banking

Smart Banking amd fast responsive Reviewed on: 24th February 2023

Ivan

I m Ivan todorov end I wand the Reviewed on: 24th February 2023

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