Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19417 reviews)

View other Monzo products

4.85

Based on 19,417 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, great rates, innovative saving features. Easy to use, great rates, innovative saving features. Makes banking more pleasant. Haven’t had to engage with customer services as yet so cannot rate ... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19417)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

An intuitive experience putting you in control of your money

Love this bank, originally used to put my spare money for spends but has become more of an integral part of managing my money and I love Monzo flex to help spread some of my purchases. Reviewed on: 24th February 2023

The cream of the banks

Monzo are efficient in service delivery and so response to customer needs and requests. No detail is too small or great, they pay attention to every change in their customer's circumstances and provide solutions that match them. Reviewed on: 24th February 2023

MONZO is easy to use and speedy to respond

MONZO App is easy to use. Any time I have had an issue it has been solved very quickly. Reviewed on: 24th February 2023

Easy banking

Great fir everyday use, easy to use abroad. App very quick and easy to understand. Reviewed on: 24th February 2023

Monza the best

I find monza bank is all you need for banking great service best bank I have ever had Reviewed on: 24th February 2023

Best bank ever!!!!!!

Easy to use very informative fantastic information Reviewed on: 24th February 2023

Excellent customer service

Opening an account was very fast and easy Reviewed on: 24th February 2023

Best bank in the UK

Easy to open, easy to use. Very fast service. Communication with the customers is very smooth, friendly and professional. All in all best bank in the world Reviewed on: 24th February 2023

The best

Very quick service beautiful ❤️ and safely ❤️❤️❤️ Reviewed on: 24th February 2023

Easy to use daily and save using buckets like the round up to the nearest £

Awesome banking service and easy to categorise your spending Reviewed on: 24th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Reward Account
from NatWest 4.64 from 990 reviews
Current accounts
from Zempler Bank 4.75 from 8126 reviews
Current Account
from Post Office 3.60 from 4 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3181 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1136 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub