Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19418 reviews)

View other Monzo products

4.85

Based on 19,418 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Having pots so you can budget is saving us £200 mont... Having pots so you can budget is saving us £200 month as you know what's happening. Knowing what's coming out upto 2-3 days in advance is again helpfu... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19418)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

User friendly.

Convenient, reliable and efficient. Setting up an account is so easy. Reviewed on: 24th February 2023

Good

Very good bank experience is best Reviewed on: 24th February 2023

love monzo so much

downloaded because i wasn't liking my then current bank. it was so easy to set up and it's so easy to use Reviewed on: 24th February 2023

Easy efficient

Great easy dexterous and safe always Reviewed on: 24th February 2023

great

I opened the account to manage my expenses and in the end I found a bank that makes my life much easier, giving me my expenses and informing me about good investments. Reviewed on: 24th February 2023

Best current account ever!

I have had the best experience with monzo and I wouldn’t be without this account. Being able to create pots has helped me to save for different things and any time i have had an issue (rare) it has been fixed the same day! I would recommend this account to anyone. Reviewed on: 24th February 2023

Fantastic Bank

Have found this bank to be excellent. Very helpful if you have a problem and you are kept up to date with all your transactions. I am so very glad I joined this bank. Reviewed on: 24th February 2023

Best service

Easy send and receive money I like monzo Reviewed on: 24th February 2023

So simple, no reason not to use them.

Simply better, faster, simpler and more intuitive than any high street bank. Moved everything over four years ago, never looked back. Reviewed on: 24th February 2023

Best bank

Monzo is the best bank ive had . Has plenty of ways to help you control your money, allows you to access your money a day before payday and has great customer service. Would recommend to everyone. Reviewed on: 24th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexPlus
from Nationwide 4.45 from 361 reviews
Select Silver Current Account
from RBS 4.55 from 29 reviews
Freedom Current Account
from Danske Bank UK 4.09 from 2 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3182 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1136 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub