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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Fab app banking

Easy to use. No fees for spending abroad. Can split payments with friends and love the pots I can create to separate my money. Love this app Reviewed on: 20th February 2023

Excellent, modern banking

Lots of features, amazing 24hr customer service - no waiting on hold! Competitive interest rates. Reviewed on: 20th February 2023

Easy, manipulative, accessible

Whilst it is very easy to use, I find that Monzo has lots of hidden costs/features like unarranged overdraft which I find is misleading Reviewed on: 20th February 2023

Best bank in the UK

I've had a Barclays account before and then switched to Monzo. I can't tell you how much better my experience is and how much control I have over my account now! Reviewed on: 20th February 2023

Easy banking, great user experience

It is rare to find a company so dedicated to simple easy to use online services. Monzo products are by far the best there are everything just works well and their marketing and listening to customer feedback to iterate and improve is very impressive. I wouldn’t go anywhere else. Reviewed on: 20th February 2023

Great banking product

I've been with Monzo for a while and find them a brilliant bank especially when it comes to getting my salary early a feature not available with any other UK bank as far as I'm aware. Would highly recommend Reviewed on: 20th February 2023

Getting better and better

Been full Monzo for years now and the service and development of new features is still spectacular Reviewed on: 19th February 2023

Best bank by far

The features, the customer service and overall experience is world class Reviewed on: 19th February 2023

Best. Bank. Ever.

Incredible onboarding experience. And real tools to make sense of all of my money. Can't wait to see all the other things they have planned. Reviewed on: 19th February 2023

Easy money management

I haven't felt more in control of my finances than since I switched to Monzo. Every product they offer does things better than traditional banks. Reviewed on: 19th February 2023

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